188 Jackson Ave, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 188 Jackson Ave, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	2,608 sqft · built 1938
Lot Size	0.178 acres (7,749 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,000 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`56-00179-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`56-00179-0000-00027`
Alternative APN	`560017900027`

Interior

Stories	2 Stories
Building Area	2,608 sqft Living Area

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Stucco
Construction Type	Frame
Lot Area	7,749 sqft (0.178 acres)
Lot Dimensions	155 ft deep x 50 ft wide

Location & Zoning

Street Address	188 JACKSON AVE
City	RUTHERFORD
State	NJ
Zip	07070-1816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	50X155
Legal Subdivision	CARNEER REALTY CO MAP 1
Legal Block	179
Legal Lot Number	27
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	6
Census Block	6007
Census Tract	51100

Owner

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	188 JACKSON AVE, RUTHERFORD, NJ 07070-1816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Oct 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 11, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK
Jan 19, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 18, 2016
Transfer Doc	0025110371
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	188 JACKSON AVE, RUTHERFORD, NJ 07070-1816
Transaction Type	Mortgage
Record Updated	Jun 23, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 JACKSON AVE, RUTHERFORD, NJ 07070-1816

Mortgage

Document Number	0043230768
Date	Aug 10, 2021
Book Page	4323/768
Instrument	2021129042

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 9, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	188 JACKSON AVE, RUTHERFORD, NJ 07070-1816
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037450241
Date	Oct 5, 2020
Book Page	3745/241
Instrument	20-097173

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	188 JACKSON AVE, RUTHERFORD, NJ 07070-1816
Document Number	0030462235
Instrument Date	Aug 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	188 JACKSON AVE RUTHERFORD NJ 070701816, RUTHERFORD, NJ 07070-1816

Mortgage

Document Number	0030462235
Date	Sep 10, 2018
Book Page	003046/002235
Instrument	63995

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Adjustable Rate

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERGEN NJ
Recording Date	Jan 19, 2017
Property Address	188 JACKSON AVE, RUTHERFORD, NJ 07070-1816
Document Number	0025110371
Book / Page	02511 / 0371
Instrument Date	Nov 18, 2016
Instrument	17-006944
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	188 JACKSON AVE, 188, RUTHERFORD, NJ 07070-1816

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,000 (-) Land $255,400 Building $244,600	$500,000 (-) Land $255,400 Building $244,600
2025	$16,000.00 (+2.53%)	$500,000 (-) Land $255,400 Building $244,600	$500,000 (-) Land $255,400 Building $244,600
2024	$15,605.00 (+7.84%)
2023		$500,000 Land $255,400 Building $244,600	$500,000 Land $255,400 Building $244,600
2022	$14,470.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	15 (2007–2021)
Claims Outside the SFHA	15 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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