San Diego County property record for 197 Heritage St, Oceanside, CA 92058 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1973 |
| Square Footage | 1,400 sqft Living Area |
| Lot Size | 5,800 sqft (0.133 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $87,000 (1986) |
| Tax Bill | $2,237.00 (2025) |
Source: San Diego County records · APN 160-400-27-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 HERITAGE ST, OCEANSIDE, CA 92058-1450 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 22, 1986 · Amount on Record |
| Deed Sale | Aug 22, 1986 · Amount on Record |
| Prior Sale | May 29, 1986 · Amount on Record |
| Deed Doc Number | 1986365697 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 197 HERITAGE ST, OCEANSIDE, CA 92058-1450 |
| Document Number | 0000265986 |
| Instrument Date | Jun 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 20, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 197 HERITAGE ST OCEANSIDE CA 920581450, OCEANSIDE, CA 92058-1450 |
| Document Number | 0000265986 |
|---|---|
| Date | Jun 14, 2017 |
| Instrument | 265986 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 13, 2032 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $206,576 (+2%) Land $82,942 Building $123,634 | |
| 2025 | $2,237.00 (+5.37%) Homeowner's exemption | $202,526 (+4.04%) Land $81,316 Building $121,210 |
| 2023 | $2,123.00 (+1.58%) Homeowner's exemption | $194,663 Land $78,159 Building $116,504 |
| 2022 | $2,090.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone A99 federal flood protection under construction |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 160-400-27-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,400 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Contemporary Style |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,800 sqft (0.133 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 197 HERITAGE ST |
|---|---|
| City | OCEANSIDE |
| State | CA |
| Zip | 92058-1450 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 25 TR 007150 |
| Legal Subdivision | DECORA HOMES OCEANSIDE |
| Legal Tract | 007150 |
| Legal Block | 1 |
| Legal Lot Number | 25 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | OCEANSIDE-ESCONDIDO |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 18621 |
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