1. Home
  2. California
  3. San Diego County
  4. Oceanside
  5. Heritage St

194 Heritage St, Oceanside, CA 92058 Property Records

San Diego County property record for 194 Heritage St, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 1973
Lot Size0.131 acres (5,700 sqft)
OwnerIndividual Name on File
Last Sale$440,000 (Apr 2005)
Tax Bill$4,235 (2025)
Deeds & MortgagesJan 2017 Loan Modification
Flood ZoneZone A99 (high risk)
APN160-400-45-00

Property Details

APN / Parcel Number

Primary APN160-400-45-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,414 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area5,700 sqft (0.131 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address194 HERITAGE ST
CityOCEANSIDE
StateCA
Zip92058-1439
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 TR 007150
Legal SubdivisionDECORA HOMES OCEANSIDE
Legal Tract007150
Legal Block1
Legal Lot Number18
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1007
Census Tract18621

Owner

Source: San Diego County records · APN 160-400-45-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address194 HERITAGE ST, OCEANSIDE, CA 92058-1439
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2005 · Amount on Record
Deed SaleApr 13, 2005 · Amount on Record
Prior SaleDec 29, 1993
Deed Document Number2005304392
Last Transfer DateJan 13, 2006
Transfer Doc0000040443
Record UpdatedSep 20, 2026

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address194 HERITAGE ST, OCEANSIDE, CA 92058-1439
Document Number0000023216
Instrument DateJan 04, 2017
Transaction TypeMortgage
Record UpdatedJan 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address194 HERITAGE ST OCEANSIDE CA 920581439, OCEANSIDE, CA 92058-1439

Mortgage

Document Number0000023216
DateJan 17, 2017
Instrument23216
Lender
NameBANK OF AMERICA
TypeBank
AddressBROOMFIELD, CO 80021
Agreement
AmountAmount Recorded
Term360 Months
DueJan 16, 2047
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$381,821 (+2%) Land $247,851 Building $133,970
2025$4,235.00 (+5.19%)$374,336 (+4.04%) Land $242,992 Building $131,344
2023$4,026.00 (+1.54%)$359,802 Land $233,557 Building $126,245
2022$3,965.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A99
federal flood protection under construction
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 153 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies153 in force
Nearby Flood Claims4 (2012–2026)
Most Recent ClaimApr 2026, rainfall accumulation

Wildfire

Wildfire RiskLow
above 34% of the US · above 20% of California
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Heritage St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures