Walton County property record for 197 Grove Ln, Freeport, FL 32439
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1985 |
| Lot Size | 0.289 acres (12,632 sqft) |
| Owner | Company Name on File |
| Last Sale | $640,000 (Nov 2006) |
| Tax Bill | $3,902 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 33-1S-19-23000-023-0002 |
| Primary APN | 33-1S-19-23000-023-0002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Living Area |
| Gross Area | 3,314 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Wood Siding |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 12,632 sqft (0.289 acres) |
| Lot Dimensions | 11.3 ft deep x 11.2 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Pool Area | 420 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,321 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 1072878 |
|---|---|
| Street Address | 197 GROVE LN |
| City | FREEPORT |
| State | FL |
| Zip | 32439-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BAYN |
| Legal Description | COM AT THE NE/C OF GOV LOT 3 SEC 33-1S-19W THENCE N 89 DEG 27'W 1595.53FT THENCE N 388.15 FT RUN N 11 DEG 02'45W 225.72 FT TO |
| Legal Range | 19W |
| Legal Township | 01S |
| Legal Section | 33 |
| Legal Subdivision | MALLET BAYOU |
| Legal Block | 23 |
| Legal Lot Number | 3 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | FREEPORT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950502 |
197 Grove Ln is owned by a company that bought it in November 2006.
Source: Walton County records, as of December 17, 2025
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 905 WISHBONE CIR, LEXINGTON, KY 40502-2714 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2006 · Amount on File |
| Deed Sale | Nov 7, 2006 · Amount on File |
| Deed Document Number | 972351 |
| Deed Book / Page | 2740 / 3470 |
| Record Updated | Jun 8, 2026 |
Source: Walton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $546,544 Land $403,648 Building $142,896 | $546,544 Land $403,648 Building $142,896 | |
| 2024 | $3,902.00 (+4.3%) | ||
| 2023 | $3,741.00 (+6.58%) | $547,174 (+9.5%) Land $403,648 Building $143,526 | $547,174 (+9.5%) Land $403,648 Building $143,526 |
| 2022 | $3,510.00 | $499,693 Land $359,285 Building $140,408 | $499,693 Land $359,285 Building $140,408 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Grove Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 126 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 126 in force |
| Nearby Flood Claims | 68 (1992–2021) |
| Claims Outside the SFHA | 7 of 68 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 197 Grove Ln is moderate, ranking above 55% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · lower than 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Wildstar Networks Fixed Wireless | 200 / 50 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures