131 Grove Ln, Freeport, FL 32439 Property Records

Walton County property record for 131 Grove Ln, Freeport, FL 32439

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,248 sqft · built 1988
Lot Size0.445 acres (19,384 sqft)
Owner2 Individual Names on File
Last Sale$520,000 (Jan 2017)
Tax Bill$3,575 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jan 2017 Sale
Flood ZoneZone AE (high risk)
APN33-1S-19-23000-023-0003

Property Details

APN / Parcel Number

Primary APN33-1S-19-23000-023-0003
Alternative APNs
  • 33-119-23000-023-0003
  • 1072879

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,248 sqft Living Area
Gross Area3,742 sqft
1st Floor Area1,573 sqft
FlooringTile
Interior WallsCustom/Decorative
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area19,384 sqft (0.445 acres)
Lot Dimensions175 ft deep x 111 ft wide
Garage TypeAttached
Garage Area600 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area740 sqft
Deck AreaDeck Area
Patio Area154 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address131 GROVE LN
CityFREEPORT
StateFL
Zip32439-4804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBAYN
Legal DescriptionCOM @ NE/C OF GOV LOT 3, N 89 DEG 27W 1595.53FT, N 388.15FT TO POB, N 11 DEG 0245W 112.86FT, S 79 DEG 5620W 162.22FT TO WATERS EDGE OF BAY, SLY ALONG WATERS EDGE 111FT, N 79 DEG 31E 188FT TO POB. OR 2297-1808 OR 2554-1375 OR 2992-2535 OR 2999-279 OR
Legal Range019
Legal Township01S
Legal Section33
Legal SubdivisionSEACREST
Legal Block2300
Legal Lot Number3
JurisdictionWALTON FL
Township / Civil DivisionFREEPORT
Census Block Group1
Census Block1033
Census Tract950502

Owner

131 Grove Ln is owned and occupied by two individuals who bought it in January 2017.

Source: Walton County records, as of December 3, 2025

Owner of Record2 Individual Names on File
Mailing Address131 GROVE LN, FREEPORT, FL 32439-4804
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 7, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 9, 2017Warranty Deed, Transfer
RODGERS-KIEFER TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 9, 2017 · Amount on File
Deed SaleJan 9, 2017 · Amount on File
Prior SaleApr 18, 2016 · Amount on File
Deed Document Number2017772
Deed Book / Page3030 / 3080
Prior Transfer DateApr 14, 2016
Prior Transfer Doc0030071326
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTON FL
Property Address131 GROVE LN, FREEPORT, FL 32439-4804
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032011873
DateJun 7, 2021
Book Page3201/1873
Instrument20210028359
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueMay 1, 2036

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateJan 9, 2017
Property Address131 GROVE LN, FREEPORT, FL 32439-4804
Document Number0030303080
Book / Page003030 / 003080
Instrument DateJan 6, 2017
Instrument772
Transaction TypeTransfer
Record UpdatedFeb 21, 2017
Title CompanyRODGERS-KIEFER TITLE

Transaction

AmountAmount on Record
Tax$3,640.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address131 GROVE LN FREEPORT FL 324394804, FREEPORT, FL 32439-4804

Tax Assessment & Valuation

The 2025 property tax bill for 131 Grove Ln was $3,575 with a homeowner's exemption, up 1.7% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,575.00 (+1.71%) Homeowner's exemption$462,148$867,522 Land $505,938 Building $361,584
2024$3,515.00 (+6.77%)
2023$3,292.00 (+0.61%) Homeowner's exemption$860,236 (+7.96%) Land $505,938 Building $354,298$860,236 (+7.96%) Land $505,938 Building $354,298
2022$3,272.00 Homeowner's exemption$796,806 Land $450,333 Building $346,473$796,806 Land $450,333 Building $346,473

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 131 Grove Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 126 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies126 in force
Nearby Flood Claims68 (1992–2021)
Claims Outside the SFHA7 of 68
Most Recent ClaimJun 2021 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 8 claims
  • Hurricane Frances, Sep 2004 · 23 claims
  • Hurricane Opal, Oct 1995 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 131 Grove Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH BAY WATER SYSTEM
serves 3,171 people · EPA ID FL1664019
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Wildstar Networks
Fixed Wireless
200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Grove Ln

Nearby Streets

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