197 Gemstone Dr, Alma, MI 48801 Property Records

Gratiot County property record for 197 Gemstone Dr, Alma, MI 48801

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$348,825 (Mar 2026)
Tax Bill	$205 (2023)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51-010-111-00`

Property Details

APN / Parcel Number

Primary APN	`51-010-111-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	197 GEMSTONE DR
City	ALMA
State	MI
Zip	48801-8508
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	GEMSTONE FIELDS CONDOMINIUM UNIT 11
Legal Subdivision	GEMSTONE FIELDS CONDO
Legal Unit	11
Jurisdiction	GRATIOT MI
Township / Civil Division	ALMA
Census Block Group	1
Census Block	1025
Census Tract	600

Owner

Source: Gratiot County records · APN 51-010-111-00

Assessment roll updated June 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	197 GEMSTONE DR, ALMA, MI 48801-8508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2026	Warranty Deed, Subdivision Related Transfer MT PLEASANT ABSTRACT AND TITLE, MT PLEASANT ABSTRACT & TITLE
Mar 19, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 17, 2025	Warranty Deed, Transfer ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 17, 2026 · Amount on Record
Deed Sale	Mar 17, 2026 · Amount on Record
Deed Document Number	2026
Record Updated	Sep 20, 2026

March 2026: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Mar 19, 2026
Property Address	197 GEMSTONE DR, ALMA, MI 48801-8508
Document Number	2026R01701
Map Reference	LB 809 PG 27
Instrument Date	Mar 17, 2026
Instrument	2026R-01701
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 04, 2026
Title Company	MT PLEASANT ABSTRACT AND TITLE, MT PLEASANT ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$3,001.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 S ELM ST, OWOSSO, MI 48867-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 GEMSTONE DR, ALMA, MI 48801-8508

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRATIOT MI
Recording Date	Mar 19, 2026
Property Address	197 GEMSTONE DR, ALMA, MI 48801-8508
Document Number	2026R01700
Map Reference	LB 809 PG 27
Instrument Date	Mar 17, 2026
Instrument	2026R-01700
Transaction Type	Transfer
Record Updated	Jun 04, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	317 S ELM ST, OWOSSO, MI 48867-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	317 S ELM ST, OWOSSO, MI 48867-2636

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRATIOT MI
Recording Date	Jun 17, 2025
Property Address	197 GEMSTONE DR, ALMA, MI 48801-8508
Document Number	2025R03197
Map Reference	LIBER 809 PG 27
Instrument Date	Jun 09, 2025
Instrument	2025R-03197
Transaction Type	Transfer
Record Updated	Jun 04, 2026
Title Company	ALMA ABSTRACT AND TITLE, ALMA ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$90.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 S OAKLAND AVE, NAPPANEE, IN 46550-2328

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 JOSIE LN, LAINGSBURG, MI 48848-8232
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Gratiot County records · Assessment roll updated June 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Alma City
County	Gratiot County
Unified School District	Alma Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,900	$123,800
2023	$205.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	7 (1986–2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Sep 1986 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Point Broadband Fiber Holding Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 35
ISP Management Fixed Wireless	400 / 400
Verizon Fixed Wireless	300 / 20
CMS Internet Fixed Wireless	200 / 30

May also be available: Baraga Telephone Company.

Based on FCC filings for 12 locations within half a mile of this property.

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