Frederick County property record for 197 Fairfield Dr, Frederick, MD 21702 · Last verified August 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bathrooms | 1.5 Baths |
| Architecture Style | Townhouse |
| Year Built | Built 1979 |
| Square Footage | 1,364 sqft Living Area |
| Lot Size | 1,980 sqft (0.046 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $90,000 (1993) |
| Tax Bill | $3,796.00 (2025) |
| Primary APN | 02-074907 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,364 sqft Living Area |
| 1st Floor | 704 sqft 1st Floor |
| Basement Area | 1 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Townhouse Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 1,980 sqft (0.046 acres) |
| Patio Area | 100 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 074907 |
|---|---|
| Street Address | 197 FAIRFIELD DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-8707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LT 2 SECT 5 PLAT 1 1980 SQ FT AMBER MEADOWS |
| Legal Subdivision | AMBER MEADOWS |
| Legal Block | A |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 2 |
| Census Block | 2005 |
| Census Tract | 750701 |
Source: Frederick County records · APN 02-074907
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 FAIRFIELD DR, FREDERICK, MD 21702-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Feb 11, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 30, 1993 · Amount on Record |
| Deed Sale | Jul 30, 1993 · Amount on Record |
| Deed Book / Page | 1915 / 422 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 197 FAIRFIELD DR, FREDERICK, MD 21702-8707 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0162410098 |
|---|---|
| Date | Nov 30, 2022 |
| Book Page | 16241/98 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 101 Months |
| Due | Apr 01, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 197 FAIRFIELD DR, FREDERICK, MD 21702-8707 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0128320220 |
|---|---|
| Date | Feb 11, 2019 |
| Book Page | 12832/0220 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 07, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 197 FAIRFIELD DR, FREDERICK, MD 21702-8707 |
| Document Number | 0132150448 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 197 FAIRFIELD DR FREDERICK MD 217028707, FREDERICK, MD 21702-8707 |
| Document Number | 0132150448 |
|---|---|
| Date | Sep 17, 2019 |
| Book Page | 013215/000448 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 16, 2034 |
Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,200 (+37.93%) | $314,600 (+18.27%) Land $115,000 Building $199,600 | |
| 2025 | $3,796.00 (+12.31%) | ||
| 2023 | $3,380.00 Homeowner's exemption | $204,600 | $266,000 Land $80,000 Building $186,000 |
197 Fairfield Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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