195 Fairfield Dr, Frederick, MD 21702 Property Records

Frederick County property record for 195 Fairfield Dr, Frederick, MD 21702 · Last verified April 2026

Property Highlights

Property Type	Residential > Condominium / Townhouse > Townhouse
Bathrooms	2.5 Baths
Architecture Style	Townhouse
Year Built	Built 1979
Square Footage	1,342 sqft Living Area
Lot Size	1,980 sqft (0.046 acres)
Occupancy	Owner Occupied
Last Sale	$192,000 (2019)
Tax Bill	$4,619.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`02-074915`
Alternative APNs	`2074915` `074915`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,342 sqft Living Area
1st Floor	682 sqft 1st Floor
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Townhouse Style
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	1,980 sqft (0.046 acres)
Patio Area	100 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Municipal Sewage

Location & Zoning

Account Number	074915
Street Address	195 FAIRFIELD DR
City	FREDERICK
State	MD
Zip	21702-8707
Property Usage	Residential Property Usage
Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LT 3 SECT 5 PLAT 1 1980 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Block	A
Legal Lot Number	3
Jurisdiction	FREDERICK MD
Minor Civil Division	2, FREDERICK
Census Blockgroup	2
Census Block	2005
Census Tract	750701

Owner

Source: Frederick County records · APN 02-074915

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	195 FAIRFIELD DR, FREDERICK, MD 21702-8707
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenant By Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESPIRE MORTGAGE CORP
Oct 18, 2021	Intrafamily Transfer, Transfer NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC
Aug 28, 2019	Deed, Transfer · Federal Housing Administration (FHA) Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 28, 2019 · Amount on Record
Deed Sale	Aug 28, 2019 · Amount on Record
Prior Sale	Feb 25, 2015 · Amount on Record
Deed Book / Page	13176 / 53
Last Transfer Date	Aug 20, 2020
Transfer Doc	0153960149
Record Refreshed	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	195 FAIRFIELD DR, FREDERICK, MD 21702-8707
Transaction Type	Mortgage
Record Updated	Aug 09, 2021
Title Company	NORTH FRONTIER T&E

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 FAIRFIELD DR, FREDERICK, MD 21702-8707

Mortgage

Document Number	0140150285
Date	Aug 26, 2020
Book Page	14015/285

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company
Address	GAITHERSBURG, MD 20878

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 18, 2021
Property Address	195 FAIRFIELD DR, FREDERICK, MD 21702-8707
Document Number	0153960149
Book / Page	15396 / 149
Map Reference	LB 18 FO 9S
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Nov 01, 2021
Title Company	NORTH FRONTIER TITLE & ESCROW LLC, NORTH FRONTIER T&E LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety

August 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 28, 2019
Property Address	195 FAIRFIELD DR, FREDERICK, MD 21702-8707
Document Number	0131760053
Book / Page	13176 / 0053
Map Reference	LB 18 FO 95
Instrument Date	Jun 14, 2019
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	HARVEST TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 FAIRFIELD DR, FREDERICK, MD 21702-8707

Mortgage

Document Number	131760059
Date	Aug 28, 2019
Instrument	13176/0059

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$279,500 (+29.98%) Land $80,000 Building $199,500	$279,500 (-) Land $80,000 Building $199,500
2024	$4,619.00 (+16.85%)
2023	$3,953.00	$215,033	$279,500 Land $80,000 Building $199,500

Flood & Wildfire

195 Fairfield Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

195 Fairfield Dr, Frederick, MD 21702 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Historic Designation

Nearby Properties on Fairfield Dr

Nearby Streets

Search Property Records by Address or Parcel Number