197 Eugenia Dr, Naples, FL 34108 Property Records

Collier County property record for 197 Eugenia Dr, Naples, FL 34108

Property Summary

Property Type	Single Family Home
Details	4,459 sqft · built 2002
Lot Size	1.19 acres (51,836 sqft)
Owner	2 Individual Names on File
Last Sale	$1,685,000 (Nov 2019)
Tax Bill	$15,095 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`561400 L 14A03`

Property Details

APN / Parcel Number

Primary APN	`561400 L 14A03`
Alternative APN	`67282400005`

Interior

Stories	1 Story
Building Area	4,459 sqft Living Area
Gross Area	5,556 sqft
1st Floor Area	4,459 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Lot Area	51,836 sqft (1.19 acres)

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	1,040 sqft
Porch	Enclosed Porch
Deck Area	1,016 sqft

Location & Zoning

Account Number	561400 L 14A03
Street Address	197 EUGENIA DR
City	NAPLES
State	FL
Zip	34108-2929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	PINE RIDGE EXT BLK L LOT 1
Legal Range	25
Legal Township	49
Legal Section	03
Legal Subdivision	PINE RIDGE EXTENSION
Legal Tract	561400
Legal Block	L
Legal Lot Number	1
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1015
Census Tract	10205

Owner

Source: Collier County assessment roll, APN 561400 L 14A03, as of July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	197 EUGENIA DR, NAPLES, FL 34108-2929
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Nov 21, 2000 · Amount on Record
Deed Document Number	5792029
Deed Book / Page	5696 / 2315
Record Updated	Jun 08, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 18, 2019
Property Address	197 EUGENIA DR, NAPLES, FL 34108-2929
Document Number	0056962315
Book / Page	005696 / 002315
Instrument Date	Nov 12, 2019
Instrument	5792029
Transaction Type	Transfer
Record Updated	Dec 06, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,795.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 EUGENIA DR NAPLES FL 341082929, NAPLES, FL 34108-2929

Mortgage

Document Number	56962317
Date	Nov 18, 2019
Book Page	005696/002317
Instrument	5792030

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll as of July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,095.00 (+2.86%) Homeowner's exemption	$1,599,690 (+5.99%)	$3,580,746 (+6.44%) Land $2,653,457 Building $927,289
2023	$14,675.00 (-3.14%) Homeowner's exemption	$1,509,326 (+3%)	$3,363,997 (+41.44%) Land $2,468,001 Building $895,996
2022	$15,151.00 Homeowner's exemption	$1,465,365	$2,378,441 Land $1,557,837 Building $820,604

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210102051, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 167 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	167 in force
Nearby Flood Claims	23 (1995–2017)
Claims Outside the SFHA	13 of 23
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 14 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 127 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20