181 Eugenia Dr, Naples, FL 34108 Property Records

Collier County property record for 181 Eugenia Dr, Naples, FL 34108

Property Summary

Property TypeSingle Family Home
Details5,935 sqft · built 2004
Lot Size1.84 acres (80,150 sqft)
OwnerOwner Name on Record
Last Sale$3,300,000 (Nov 2012)
Tax Bill$38,631 (2025)
Deeds & MortgagesApr 2017 Line of Credit
Jan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN561400 L 34A03

Property Details

APN / Parcel Number

Primary APN561400 L 34A03
Alternative APNs
  • 67282480009128400L34
  • 67282480009

Interior

Stories2 Stories
Building Area5,935 sqft Living Area
Gross Area8,896 sqft
1st Floor Area5,935 sqft

Exterior

Year BuiltBuilt 2004
Lot Area80,150 sqft (1.84 acres)
Garage Area260 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area468 sqft
Deck Area187 sqft
FenceFence
Tennis CourtTennis Court

Location & Zoning

Account Number561400 L 34A03
Old Parcel Number67282480009128400L34
Street Address181 EUGENIA DR
CityNAPLES
StateFL
Zip34108-2929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionPINE RIDGE EXT BLK L LOT 3
Legal Range25
Legal Township49
Legal Section03
Legal SubdivisionPINE RIDGE EXTENSION
Legal Tract561400
Legal BlockL
Legal Lot Number3
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group1
Census Block1015
Census Tract10205

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address181 EUGENIA DR, NAPLES, FL 34108-2929
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2017Deed of Trust, Mortgage · Line of Credit
BMO HARRIES BANK NA
Jan 29, 2019Deed of Trust, Mortgage · Line of Credit
BMO HARRIS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2012 · Amount on Record
Deed SaleNov 14, 2012 · Amount on Record
Prior SaleJun 25, 2003 · Amount on Record
Deed Document Number4762466
Deed Book / Page4854 / 2839
Record UpdatedJun 8, 2026

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address181 EUGENIA DR, NAPLES, FL 34108-2929
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053821767
DateApr 12, 2017
Book Page5382/1767
Instrument5391056
Lender
NameBMO HARRIES BANK NA
TypeNon-Lending Institution
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 3, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOLLIER FL
Property Address181 EUGENIA DR, NAPLES, FL 34108-2929
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055932642
DateJan 29, 2019
Book Page5593/2642
Instrument5665585
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 14, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$38,631.00 (+2.76%) Homeowner's exemption$4,075,624 (+5.99%)$7,679,395 (-30.16%) Land $3,889,908 Building $3,789,487
2023$37,595.00 (-3.31%) Homeowner's exemption$3,845,400 (+3%)$10,995,916 (+136.7%) Land $6,960,888 Building $4,035,028
2022$38,882.00 Homeowner's exemption$3,733,398$4,645,431 Land $2,386,151 Building $2,259,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AH, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 167 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies167 in force
Nearby Flood Claims23 (1995–2017)
Claims Outside the SFHA13 of 23
Most Recent ClaimOct 2017 · Hurricane Irma
Claims by Event
  • Hurricane Irma, Oct 2017 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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