197 Echo Ln, Bluff City, TN 37618 Property Records

Sullivan County property record for 197 Echo Ln, Bluff City, TN 37618

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,323 sqft · built 1966
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2022)
Tax Bill	$993 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Dec 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`082082F B 01000`

Property Details

APN / Parcel Number

Primary APN	`082082F B 01000`
Alternative APN	`082F B 01000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,323 sqft Living Area
1st Floor Area	1,323 sqft
Basement Area	650 sqft
Finished Basement	650 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	60 sqft
Patio Area	140 sqft
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	197 ECHO LN
City	BLUFF CITY
State	TN
Zip	37618-1571
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 04, COUNTY AREA: A33
Legal Subdivision	PIONEER SUB SEC 2
Legal Block	C
Legal Lot Number	4
Jurisdiction	SULLIVAN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2033
Census Tract	43201

Owner

Source: Sullivan County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 ECHO LN, BLUFF CITY, TN 37618-1571
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTMENT GROUP
Dec 10, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2022 · Amount on Record
Deed Sale	Apr 26, 2022 · Amount on Record
Prior Sale	Dec 13, 2000 · Amount on Record
Deed Document Number	20228683
Deed Book / Page	3504 / 2213
Prior Transfer Date	Dec 3, 2021
Prior Transfer Doc	0034822097
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Apr 26, 2022
Property Address	197 ECHO LN, BLUFF CITY, TN 37618-1571
Document Number	0035042213
Book / Page	3504 / 2213
Map Reference	MB 7 PG 102
Instrument Date	Apr 25, 2022
Instrument	22008683
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	RELIABLE TITLE AND ESCROW LLC, RELIABLE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$832.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	197 ECHO LN, BLUFF CITY, TN 37618-1571

Mortgage

Document Number	0022008684
Date	Apr 26, 2022
Instrument	22008684

Lender

Name	MORTGAGE INVESTMENT GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SULLIVAN TN
Recording Date	Dec 10, 2021
Property Address	197 ECHO LN, BLUFF CITY, TN 37618-1571
Document Number	0034822097
Book / Page	3482 / 2097
Map Reference	MB 7 PG 102
Instrument Date	Dec 3, 2021
Instrument	21027895
Transaction Type	Transfer
Record Updated	Dec 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2931 BROAD ST APT 146, 146, BRISTOL, TN 37620-3473

Tax Assessment & Valuation

Source: Sullivan County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00 (+33.83%)	$61,575 (+99.59%) Land $5,025 Building $56,550	$246,300 (+99.59%) Land $20,100 Building $226,200
2023		$30,850 (-) Land $2,825 Building $28,025
2022	$742.00	$30,850 Land $2,825 Building $28,025
2021			$123,400 Land $11,300 Building $112,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2003–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL-BLUFF CITY U.D. serves 6,268 people · EPA ID TN0000079
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Apr 2012
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Bristol Tennessee Essential Services Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures