196 Echo Ln, Bluff City, TN 37618 Property Records

Sullivan County property record for 196 Echo Ln, Bluff City, TN 37618 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,450 sqft · built 1964
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Dec 2020)
Tax Bill	$1,152 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082082F B 01900`

Property Details

APN / Parcel Number

Primary APN	`082082F B 01900`
Alternative APN	`082F B 01900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1990
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	31,363 sqft (0.719 acres)
Lot Dimensions	280 ft deep x 100 ft wide
Terrain	High

Exterior Amenities

Porch	Open Porch
Porch Area	144 sqft
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	196 ECHO LN
City	BLUFF CITY
State	TN
Zip	37618-1570
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: A33
Legal Subdivision	PIONEER SUB SEC 2
Legal Block	F
Legal Lot Number	3 100
Jurisdiction	SULLIVAN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2009
Census Tract	43201

Owner

Source: Sullivan County records · APN 082082F B 01900

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	196 ECHO LN, BLUFF CITY, TN 37618-1570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2020	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Dec 01, 2020	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 01, 2020 · Amount on Record
Deed Sale	Dec 01, 2020 · Amount on Record
Deed Document Number	20024121
Deed Book / Page	3415 / 1213
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Property Address	196 ECHO LN, BLUFF CITY, TN 37618-1570
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33771409
Date	Apr 13, 2020
Book Page	3377/1409
Instrument	20006696

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	MEMPHIS, TN 38118

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 08, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Dec 01, 2020
Property Address	196 ECHO LN, BLUFF CITY, TN 37618-1570
Document Number	34151213
Book / Page	3415 / 1213
Map Reference	MB 7 PG 102
Instrument Date	Nov 30, 2020
Instrument	20024121
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$625.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20024122
Date	Dec 01, 2020
Instrument	20024122

Lender

Name	EASTMAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Sullivan County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,152.00	$71,400 (+68.2%) Land $6,375 Building $65,025	$285,600 (+68.2%) Land $25,500 Building $260,100
2023		$42,450 Land $5,350 Building $37,100
2021			$169,800 Land $21,400 Building $148,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sullivan County (47163C), updated August 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471630432012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2003–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Low above 34% of the US · above 52% of Tennessee
Wildfire Likelihood	About 1 in 2,326 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 91 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Brightspeed	Fiber	2,000 / 2,000
Bristol Tennessee Essential Services	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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