197 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 197 E Jefferson St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 5,953 sqft · built 1930
Lot Size	0.768 acres (33,454 sqft)
Owner	Company Name on Record
Last Sale	$1,369,900 (Jun 2024)
Tax Bill	$16,784 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`51001436082/00`

Property Details

APN / Parcel Number

Primary APN	`51001436082/00`
Alternative APNs	`41-08-14-043-099.000-009` `00001088763`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,953 sqft Living Area
1st Floor Area	5,953 sqft
Basement Area	1,592 sqft
Unfinished Basement	796 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	33,454 sqft (0.768 acres)
Lot Dimensions	144 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001088763
Street Address	197 E JEFFERSON ST
City	FRANKLIN
State	IN
Zip	46131-2322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KINGS 2ND ADD LOT 4 & PT LOT 3 MP FRANKLIN COMMUNI
Legal Subdivision	GEORGE KINGS 2ND ADDITION
Legal Lot Number	4,3
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4001
Census Tract	611000

Owner

Source: Johnson County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1873 TURNING LEAF DR, FRANKLIN, IN 46131-6985
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK OF LAKE
Dec 5, 2022	Warranty Deed, Transfer · Commercial Mortgage FREEDOM BANK
Aug 31, 2012	Quit Claim Deed, Transfer FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2024 · Amount on Record
Deed Sale	Jun 3, 2024 · Amount on Record
Prior Sale	Dec 5, 2022 · Amount on Record
Deed Document Number	20248570
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	197 E JEFFERSON ST, FRANKLIN, IN 46131-2322
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021036664
Date	Dec 10, 2021
Instrument	2021-036664

Lender

Name	FIRST BANK OF LAKE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 9, 2046

Interest

Rate Type	Adjustable Rate

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Dec 5, 2022
Property Address	197 E JEFFERSON ST, FRANKLIN, IN 46131-2322
Document Number	2022026262
Map Reference	PB 1 PG 5
Instrument Date	Nov 30, 2022
Instrument	2022-026262
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 MAIN ST, ROCKPORT, IN 47635-1429

Mortgage

Document Number	2022026263
Date	Dec 5, 2022
Instrument	2022-026263

Lender

Name	FREEDOM BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 29, 2052

Interest

Rate Type	Fixed Rate

August 2012: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 31, 2012
Property Address	197 E JEFFERSON ST, FRANKLIN, IN 46131-2322
Document Number	2012019420
Map Reference	MB1 PG5
Instrument Date	Aug 28, 2012
Instrument	2012-019420
Transaction Type	Transfer
Record Updated	Mar 24, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	729 N US HIGHWAY 31, WHITELAND, IN 46184-1355

Mortgage

Document Number	2012019422
Date	Aug 31, 2012
Instrument	2012-019422

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 28, 2017

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,784.00 (+42%)	$662,700 (+54.98%) Land $60,000 Building $602,700	$662,700 (+54.98%) Land $60,000 Building $602,700
2024	$11,820.00 (-4.58%)
2023	$12,387.00 (+45.83%)	$427,600 (+54.15%) Land $60,000 Building $367,600	$427,600 (+54.15%) Land $60,000 Building $367,600
2022	$8,494.00	$277,400 Land $60,000 Building $217,400	$277,400 Land $60,000 Building $217,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	52 (1993–2017)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: JC Fiber, Verizon.

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