164 E Jefferson St, Franklin, IN 46131 Property Records

Johnson County property record for 164 E Jefferson St, Franklin, IN 46131

Property Summary

Property TypeCommercial Office
Details5,022 sqft · built 1930
Lot Size0.06 acres (2,614 sqft)
OwnerCompany Name on Record
Last Sale$478,800 (May 2022)
Tax Bill$5,832 (2025)
Deeds & MortgagesJun 2017 Construction Loan
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN51001433026/00

Property Details

APN / Parcel Number

Primary APN51001433026/00
Alternative APNs
  • 41-08-14-043-056.000-009
  • 00001088665

Interior

Stories3 Stories
Building Area5,022 sqft Total Area
1st Floor Area5,022 sqft
Basement Area1,674 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1975
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area2,614 sqft (0.06 acres)
Lot Dimensions144 ft deep x 18 ft wide

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Account Number00001088665
Street Address164 E JEFFERSON ST
CityFRANKLIN
StateIN
Zip46131-2323
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Legal DescriptionHICKS & BEARD ADD #5 PT LOT 1 MP FRANKLIN COMMUNI
Legal SubdivisionHICKS & BEARD ADD
Legal Lot Number1
JurisdictionJOHNSON IN
Township / Civil DivisionFRANKLIN
Census Block Group2
Census Block2055
Census Tract611000

Owner

Source: Johnson County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3242 S 650 W, SHELBYVILLE, IN 46176-9088
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2017Deed of Trust, Mortgage · Construction Mortgage
MUTUAL SAVINGS BANK
May 11, 2022Warranty Deed, Transfer · Conventional Mortgage
MUTUAL SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 11, 2022 · Amount on Record
Deed SaleMay 11, 2022 · Amount on Record
Prior SaleOct 31, 2016
Deed Document Number202210819
Prior Transfer DateDec 22, 2006
Prior Transfer Doc2006033155
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJOHNSON IN
Property Address164 E JEFFERSON ST, FRANKLIN, IN 46131-2323
Transaction TypeMortgage
Record UpdatedMay 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2017014494
DateJun 28, 2017
Instrument2017-014494
Lender
NameMUTUAL SAVINGS BANK
TypeBank
AddressFRANKLIN, IN 46131
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 16, 2018

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJOHNSON IN
Recording DateMay 11, 2022
Property Address164 E JEFFERSON ST, FRANKLIN, IN 46131-2323
Document Number2022010819
Instrument DateMay 9, 2022
Instrument2022-010819
Transaction TypeTransfer
Record UpdatedMay 22, 2023
Title CompanySECURITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3242 S 650 W, SHELBYVILLE, IN 46176-9088

Mortgage

Document Number2022010820
DateMay 11, 2022
Instrument2022-010820
Lender
NameMUTUAL SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 9, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyJohnson County
County SubdivisionFranklin Township
MunicipalityFranklin City
Unified School DistrictFranklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,832.00 (+21.32%)$230,300 (+32.43%) Land $60,000 Building $170,300$230,300 (+32.43%) Land $60,000 Building $170,300
2024$4,807.00 (-10.22%)
2023$5,354.00 (-4.61%)$173,900 (-) Land $60,000 Building $113,900$173,900 (-) Land $60,000 Building $113,900
2022$5,613.00$173,900 Land $60,000 Building $113,900$173,900 Land $60,000 Building $113,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims8 (1979–2009)
Claims Outside the SFHA4 of 8
Most Recent ClaimAug 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - JOHNSON COUNTY
private · serves 86,813 people · EPA ID IN5241005
Water SourceGroundwater
Last State InspectionJan 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Brightspeed
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: JC Fiber.

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