Brunswick County property record for 197 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 2,516 sqft · built 2006 |
| Lot Size | 0.114 acres (4,966 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Feb 2017) |
| Tax Bill | $4,138 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 244OA008 |
| Primary APN | 244OA008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,516 sqft Heated Area |
| Gross Area | 4,771 sqft |
| 1st Floor Area | 519 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 4,966 sqft (0.114 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80057207 |
|---|---|
| Street Address | 197 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469-7603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-2 B-4 S-B OIB PLAT 3/179 & 3054/59 |
| Legal Block | 4 |
| Legal Lot Number | 2 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 15 CANTERBURY LN, BLUFFTON, SC 29910-7832 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 24, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Feb 7, 2017 | Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2017 · Amount on Record |
| Deed Sale | Feb 7, 2017 · Amount on Record |
| Prior Sale | Jun 11, 2010 · Amount on Record |
| Deed Book / Page | 3870 / 151 |
| Last Transfer Date | Jul 10, 2019 |
| Transfer Doc | 0042210547 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 197 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7603 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0048031064 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 4803/1064 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jul 24, 2019 |
| Property Address | 197 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7603 |
| Document Number | 0042210547 |
| Book / Page | 4221 / 0547 |
| Map Reference | MB 3 PG 176 |
| Instrument Date | Jul 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3291 WYNNEWOOD DR, GREENSBORO, NC 27408-3151 |
| Document Number | 0042210549 |
|---|---|
| Date | Jul 24, 2019 |
| Instrument | 4221/0549 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Feb 7, 2017 |
| Property Address | 197 E FIRST ST, OCEAN ISLE BEACH, NC 28469-7603 |
| Document Number | 0038700151 |
| Book / Page | 3870 / 0151 |
| Map Reference | MB3 PG179 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 6296, OCEAN ISLE BEACH, NC 28469-0296 |
| Name | Verified Name |
|---|---|
| Address | 3291 WYNNEWOOD DR, GREENSBORO, NC 27408-3151 |
| Document Number | 0038700163 |
|---|---|
| Date | Feb 7, 2017 |
| Instrument | 3870/0163 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,060,500 (-) Land $400,000 Building $660,500 | $1,060,500 (-) Land $400,000 Building $660,500 | |
| 2025 | $4,138.00 (-0.27%) | $1,060,500 (-) Land $400,000 Building $660,500 | $1,060,500 (-) Land $400,000 Building $660,500 |
| 2024 | $4,149.00 | ||
| 2023 | $1,060,500 Land $400,000 Building $660,500 | $1,060,500 Land $400,000 Building $660,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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