Brunswick County property record for 194 E First St, Ocean Isle Beach, NC 28469
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,040 sqft · built 1972 |
| Lot Size | 0.176 acres (7,667 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,188 (2025) |
| Deeds & Mortgages | Aug 2019 Line of Credit Jun 2018 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 258BA009 |
| Primary APN | 258BA009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,040 sqft Heated Area |
| Gross Area | 2,880 sqft |
| Flooring | Hardwood |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,667 sqft (0.176 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 60174890 |
|---|---|
| Street Address | 194 E FIRST ST |
| City | OCEAN ISLE BEACH |
| State | NC |
| Zip | 28469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L-9 B-5 S-B OIB PLAT 3/179 |
| Legal Block | 5 |
| Legal Lot Number | 9 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 20512 |
Source: Brunswick County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 201 VILLAGE RD, SHALLOTTE, NC 28470-4441 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit BB&T COLLATERAL SVCS |
| Jun 18, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Property Address | 194 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0042320739 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 194 E FIRST ST OCEAN ISLE BEACH NC 28469, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0042320739 |
|---|---|
| Date | Aug 19, 2019 |
| Book Page | 004232/000739 |
| Name | BB&T COLLATERAL SVCS |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Jun 18, 2018 |
| Property Address | 194 E FIRST ST, OCEAN ISLE BEACH, NC 28469 |
| Document Number | 0040690941 |
| Book / Page | 004069 / 000941 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 24952 STRAND DR ALBEMARLE NC 280017605, ALBEMARLE, NC 28001-7605 |
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Ocean Isle Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,093,400 (-) Land $800,000 Building $293,400 | $1,093,400 (-) Land $800,000 Building $293,400 | |
| 2025 | $4,188.00 | $1,093,400 (-) Land $800,000 Building $293,400 | $1,093,400 (-) Land $800,000 Building $293,400 |
| 2023 | $1,093,400 Land $800,000 Building $293,400 | $1,093,400 Land $800,000 Building $293,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 612 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 663 units insured incl. 51 condo units |
| Nearby Flood Claims | 744 (1979–2024) |
| Claims Outside the SFHA | 7 of 744 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035 |
|---|---|
| Water Source | Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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