197 Dogwood Forest Loop, Harmony, NC 28634 Property Records

Iredell County property record for 197 Dogwood Forest Loop, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,715 sqft · built 1972
Lot Size	1.85 acres (80,586 sqft)
Owner	2 Individual Names on Record
Last Sale	$211,500 (Jan 2013)
Tax Bill	$2,105 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`4870-36-9928.000`

Property Details

APN / Parcel Number

Primary APN	`4870-36-9928.000`
Alternative APN	`80014997`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,715 sqft Heated Area
Gross Area	4,810 sqft
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,586 sqft (1.85 acres)
Lot Dimensions	406 ft deep x 200 ft wide

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	400 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80014997
Street Address	197 DOGWOOD FOREST LOOP
City	HARMONY
State	NC
Zip	28634-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L18-19 BLK 2 TOMLIN FOREST
Legal Subdivision	TOWN OF HARMONY
Legal Block	2
Legal Lot Number	18-19
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	3
Census Block	3049
Census Tract	60801

Owner

Source: Iredell County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	197 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2013 · Amount on Record
Deed Sale	Jan 30, 2013 · Amount on Record
Prior Sale	Dec 1, 2006 · Amount on Record
Deed Book / Page	2221 / 204
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	197 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Document Number	2503513
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	197 DOGWOOD FOREST LOOP HARMONY NC 286349126, HARMONY, NC 28634-9126

Mortgage

Document Number	2503513
Date	Jul 28, 2017
Book Page	002503/000513

Lender

Name	FIRST BK
Type	Bank
Address	HARMONY, NC 28634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Harmony Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,105.00 (+7.84%)	$284,150 (+8.11%) Land $24,200 Building $259,950	$284,150 (+8.11%) Land $24,200 Building $259,950
2024	$1,952.00 (+0.88%)	$262,830 (+0.92%) Land $24,200 Building $238,630	$262,830 (+0.92%) Land $24,200 Building $238,630
2023	$1,935.00 (+22.7%)	$260,430 (+31.68%) Land $24,200 Building $236,230	$260,430 (+31.68%) Land $24,200 Building $236,230
2022	$1,577.00	$197,780 Land $13,200 Building $184,580	$197,780 Land $13,200 Building $184,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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