190 Dogwood Forest Loop, Harmony, NC 28634 Property Records

Iredell County property record for 190 Dogwood Forest Loop, Harmony, NC 28634

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,133 sqft · built 1979
Lot Size	0.689 acres (30,000 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Oct 2025)
Tax Bill	$1,508 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Aug 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4870-37-5064.000`

Property Details

APN / Parcel Number

Primary APN	`4870-37-5064.000`
Alternative APNs	`80074163` `80091462` `80104739`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,133 sqft Heated Area
Gross Area	3,531 sqft
1st Floor Area	1,190 sqft
Basement Area	816 sqft
Finished Basement	476 sqft
Unfinished Basement	340 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	30,000 sqft (0.689 acres)
Lot Dimensions	300 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	506 sqft

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	198 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80104739
Street Address	190 DOGWOOD FOREST LOOP
City	HARMONY
State	NC
Zip	28634-9126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	#7 BL 1 TOMIN FOREST
Legal Subdivision	TOWN OF HARMONY
Legal Block	37
Jurisdiction	IREDELL NC
Township / Civil Division	TURNERSBURG
Census Block Group	3
Census Block	3048
Census Tract	60801

Owner

Source: Iredell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Warranty Deed, Transfer · Conventional Mortgage LOWER LLC
Aug 25, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 4, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 21, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 2025 · Amount on Record
Deed Sale	Oct 24, 2025 · Amount on Record
Prior Sale	Aug 25, 2023 · Amount on Record
Deed Book / Page	3171 / 922
Prior Transfer Date	Mar 21, 2022
Prior Transfer Doc	0000290514
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Oct 24, 2025
Property Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Document Number	0003171922
Book / Page	3171 / 922
Map Reference	MB 6 PG 39
Instrument Date	Oct 24, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21401 JOHN PINES DR, CORNELIUS, NC 28031-6857

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126

Mortgage

Document Number	0003171925
Date	Oct 24, 2025
Instrument	3171/925

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Aug 25, 2023
Property Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Document Number	0003012782
Book / Page	3012 / 782
Map Reference	MB 6 PG 39
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	TITLE COMPANY/NC, TITLE COMPANY OF NC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	166 MYERS RD, MOCKSVILLE, NC 27028-7726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126

Mortgage

Document Number	0003012785
Date	Aug 25, 2023
Instrument	3012/785

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 4, 2022
Property Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Document Number	0029082226
Book / Page	2908 / 2226
Map Reference	MB 6 PG 39
Instrument Date	Mar 25, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	167 UPTON RD, CAMDEN, NC 27921-6921

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126

Mortgage

Document Number	0029131812
Date	Apr 22, 2022
Book Page	2913/1812

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2037

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	IREDELL NC
Recording Date	Mar 21, 2022
Property Address	190 DOGWOOD FOREST LOOP, HARMONY, NC 28634-9126
Document Number	0000290514
Book / Page	2905 / 14
Map Reference	MB 6 PG 39
Instrument Date	Mar 21, 2022
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 UPTON RD, CAMDEN, NC 27921-6921

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Harmony Town
Unified School District	Iredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$313,990 (+56.07%) Land $22,000 Building $291,990	$313,990 (+56.07%) Land $22,000 Building $291,990
2025	$1,508.00	$201,190 (-) Land $22,000 Building $179,190	$201,190 (-) Land $22,000 Building $179,190
2024	$1,508.00	$201,190 (-) Land $22,000 Building $179,190	$201,190 (-) Land $22,000 Building $179,190
2023	$1,508.00 (+32.86%)	$201,190 (+35.56%) Land $22,000 Building $179,190	$201,190 (+35.56%) Land $22,000 Building $179,190
2022	$1,135.00	$148,410 Land $12,000 Building $136,410	$148,410 Land $12,000 Building $136,410

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IREDELL WATER CORPORATION private · serves 29,370 people · EPA ID NC0149025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zirrus Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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