Fairfield Town property record for 197 Crest Ter, Fairfield, CT 06825
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,720 sqft · built 1957 |
| Lot Size | 0.298 acres (13,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $462,500 (Aug 2017) |
| Tax Bill | $10,882 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:26 B:83 |
| Primary APN | FAIR M:26 B:83 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,720 sqft Living Area |
| Gross Area | 4,185 sqft |
| Basement Area | 1,380 sqft |
| Unfinished Basement | 432 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,000 sqft (0.298 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 19462 |
|---|---|
| Street Address | 197 CREST TER |
| City | FAIRFIELD |
| State | CT |
| Zip | 06825-1203 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 83 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 60100 |
197 Crest Ter is owned and occupied by two individuals who bought it in August 2017.
Source: Fairfield Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 CREST TER, FAIRFIELD, CT 06825-1203 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance INTERFIRST MORTGAGE COMPANY |
| Aug 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2017 · Amount on File |
| Deed Sale | Aug 15, 2017 · Amount on File |
| Deed Book / Page | 5581 / 239 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 197 CREST TER, FAIRFIELD, CT 06825-1203 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 006298-302 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 6298/302 |
| Instrument | 2022-2392 |
| Name | INTERFIRST MORTGAGE COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Recording Date | Aug 15, 2017 |
| Property Address | 197 CREST TER, FAIRFIELD, CT 06825-1203 |
| Document Number | 5581-239 |
| Book / Page | 005581 / 000239 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 6007 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 KINGS HWY DECATUR GA 300305224, DECATUR, GA 30030-5224 |
| Document Number | 5581-241 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 005581/000241 |
| Instrument | 6008 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 14, 2047 |
The 2026 property tax bill for 197 Crest Ter was $10,882, up 12% from the year before.
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,882.00 (+12.02%) | $567,070 (+65.73%) Land $445,550 Building $121,520 | $829,234 (+246.22%) |
| 2025 | $9,714.00 | $342,160 Land $211,190 Building $130,970 | $239,512 Land $147,833 Building $91,679 |
| 2024 | $9,714.00 (+3.2%) | ||
| 2023 | $9,413.00 | $342,160 Land $211,190 Building $130,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Crest Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 197 Crest Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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