Fairfield Town property record for 186 Crest Ter, Fairfield, CT 06825
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,386 sqft · built 1975 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Apr 2002) |
| Tax Bill | $15,648 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | FAIR M:26 B:159 |
| Primary APN | FAIR M:26 B:159 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,386 sqft Living Area |
| Gross Area | 6,018 sqft |
| Basement Area | 1,168 sqft |
| Unfinished Basement | 429 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,600 sqft (0.312 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 5938 |
|---|---|
| Street Address | 186 CREST TER |
| City | FAIRFIELD |
| State | CT |
| Zip | 06825-1206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 159 |
| Jurisdiction | FAIRFIELD CT |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60100 |
Source: Fairfield Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 186 CREST TER, FAIRFIELD, CT 06825-1206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 27, 2017 | Deed of Trust, Mortgage WELLS FARGO BANK NA |
| Sep 29, 2020 | Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC |
| Nov 16, 2020 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2002 · Amount on File |
| Deed Sale | Apr 29, 2002 · Amount on File |
| Prior Sale | Nov 21, 1994 · Amount on File |
| Deed Book / Page | 2499 / 248 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 186 CREST TER, FAIRFIELD, CT 06825-1206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5595-226 |
|---|---|
| Date | Sep 27, 2017 |
| Book Page | 5595/226 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 186 CREST TER, FAIRFIELD, CT 06825-1206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5989-219 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 5989/219 |
| Instrument | 2020-8162 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAIRFIELD CT |
| Property Address | 186 CREST TER, FAIRFIELD, CT 06825-1206 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6020-46 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 6020/46 |
| Instrument | 2020-10089 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Fairfield Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Fairfield Town |
| Unified School District | Fairfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,648.00 (+9.68%) | $815,430 (+62.26%) Land $449,750 Building $365,680 | $1,077,502 (+206.31%) |
| 2025 | $14,267.00 | $502,530 (-) Land $214,970 Building $287,560 | $351,771 Land $150,479 Building $201,292 |
| 2024 | $14,267.00 (+3.2%) | ||
| 2023 | $13,825.00 | $502,530 Land $214,970 Building $287,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures