197 Cowboy Ct, Ramona, CA 92065 Property Records

San Diego County property record for 197 Cowboy Ct, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,512 sqft · built 1976
Lot Size	1.28 acres (56,192 sqft)
Owner	Company Name on Record
Last Sale	$476,000 (Jul 2007)
Tax Bill	$6,836 (2025)
Deeds & Mortgages	Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`281-472-14-00`

Property Details

APN / Parcel Number

Primary APN	`281-472-14-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	56,192 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	197 COWBOY CT
City	RAMONA
State	CA
Zip	92065-5003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 130 MOST SLY PAR PER ROS 8038 IN TR 000656
Legal Subdivision	VALLE DE LOS AMIGOS
Legal Tract	000656
Legal Block	3
Legal Lot Number	130
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	3
Census Block	3003
Census Tract	20813

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1813 WEEKEND VILLA RD, RAMONA, CA 92065-1024
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2007 · Amount on Record
Deed Sale	Jul 16, 2007 · Amount on Record
Prior Sale	Dec 6, 1985 · Amount on Record
Deed Document Number	2007474245
Last Transfer Date	Jan 24, 2019
Transfer Doc	0000032134
Record Updated	Oct 29, 2026

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 29, 2019
Property Address	197 COWBOY CT, RAMONA, CA 92065-5003
Document Number	0000032134
Instrument Date	Jan 29, 2019
Instrument	32134
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1813 WEEKEND VILLA RD RAMONA CA 920651024, RAMONA, CA 92065-1024

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$637,428 (+2%) Land $375,116 Building $262,312
2025	$6,836.00 (+13.01%)	$624,930 (+9.64%) Land $367,761 Building $257,169
2023	$6,049.00 (-0.08%)	$570,000 Land $328,000 Building $242,000
2022	$6,054.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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