San Diego County property record for 105 Cowboy Ct, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,157 sqft · built 1952 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $280,000 (Sep 2012) |
| Tax Bill | $3,818 (2025) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 281-472-11-00 |
| Primary APN | 281-472-11-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,157 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 91,476 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 2814720100 |
|---|---|
| Street Address | 105 COWBOY CT |
| City | RAMONA |
| State | CA |
| Zip | 92065-5003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | LOT 130 DOC69-221923 IN TR 000656 |
| Legal Subdivision | VALLE DE LOS AMIGOS |
| Legal Tract | 000656 |
| Legal Block | 3 |
| Legal Lot Number | 130 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 20813 |
105 Cowboy Ct is owned and occupied by an individual who bought it in September 2012.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 105 COWBOY CT, RAMONA, CA 92065-5003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 26, 2012 · Amount on File |
| Deed Sale | Sep 26, 2012 · Amount on File |
| Prior Sale | Mar 19, 2001 · Amount on File |
| Deed Document Number | 2012583840 |
| Prior Transfer Date | Sep 10, 2012 |
| Prior Transfer Doc | 0000583839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 105 COWBOY CT, RAMONA, CA 92065-5003 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000038028 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017-0038028 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 14, 2047 |
The 2025 property tax bill for 105 Cowboy Ct was $3,818 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $351,680 (+2%) Land $77,653 Building $274,027 | |
| 2025 | $3,818.00 Homeowner's exemption | $344,785 Land $76,131 Building $268,654 |
| 2023 | $3,477.00 (-3.74%) Homeowner's exemption | $331,399 Land $73,176 Building $258,223 |
| 2022 | $3,612.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 105 Cowboy Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 105 Cowboy Ct is high, ranking above 84% of the US, with a 0.9% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | 0.9% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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