Woonsocket City property record for 197 Church St, Woonsocket, RI 02895
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,235 sqft · built 1900 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Apr 2025) |
| Tax Bill | $3,424 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage May 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7196950 |
| Primary APN | 7196950 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,235 sqft Living Area |
| Gross Area | 2,896 sqft |
| 1st Floor Area | 882 sqft |
| Attic | Attic |
| Attic Area | 882 sqft |
| Basement Area | 882 sqft |
| Unfinished Basement | 882 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 2,614 sqft (0.06 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 7196950 |
|---|---|
| Street Address | 197 CHURCH ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-3045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Lot Number | 37 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 18000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cato Hill Historic District listed 1976 · 68 contributing resources · NRIS 76002255 |
|---|---|
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
197 Church St is owned and occupied by an individual who bought it in April 2025.
Source: Woonsocket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 197 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed, Transfer · FHA Mortgage HOME LOAN AND INVESTMENT BANK FSB |
| May 21, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 1, 2025 · Amount on File |
| Deed Sale | Apr 1, 2025 · Amount on File |
| Prior Sale | Jun 30, 2021 · Amount on File |
| Deed Document Number | 2025237226 |
| Deed Book / Page | 2939 / 73 |
| Prior Transfer Date | May 15, 2019 |
| Prior Transfer Doc | 2439-147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Jun 30, 2021 |
| Property Address | 197 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Document Number | 002637-181 |
| Book / Page | 2637 / 181 |
| Instrument Date | Jun 30, 2021 |
| Instrument | 215289 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 197 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Investor | Possibly a Property Investor |
| Document Number | 0000215290 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 215290 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 002637-196 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 2637/196 |
| Instrument | 215291 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | May 21, 2019 |
| Property Address | 197 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Document Number | 2439-147 |
| Book / Page | 002439 / 000147 |
| Instrument Date | May 15, 2019 |
| Instrument | 89 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 40 OLD LOUISQUISSET PIKE #901 NORTH SMITHFIELD RI 028968268, 901, NORTH SMITHFIELD, RI 02896-8268 |
The 2025 property tax bill for 197 Church St was $3,424.
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,424.00 | $304,900 Land $73,200 Building $231,700 | $325,821 |
| 2023 | $3,168.00 | $226,600 (-) Land $74,500 Building $152,100 | |
| 2022 | $3,168.00 | $226,600 Land $74,500 Building $152,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 197 Church St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 197 Church St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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