Woonsocket City property record for 185 Church St, Woonsocket, RI 02895
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,589 sqft · built 1920 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Mar 2020) |
| Tax Bill | $4,686 (2025) |
| Deeds & Mortgages | Nov 2021 Refinance Mar 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 400581 |
| Primary APN | 400581 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 2,589 sqft Living Area |
| Gross Area | 4,321 sqft |
| 1st Floor Area | 1,041 sqft |
| Basement Area | 1,041 sqft |
| Unfinished Basement | 1,041 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 400581 |
|---|---|
| Street Address | 185 CHURCH ST |
| City | WOONSOCKET |
| State | RI |
| Zip | 02895-3045 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R4 |
| Legal Lot Number | 136 |
| Jurisdiction | WOONSOCKET RI |
| Township / Civil Division | WOONSOCKET |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 18000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cato Hill Historic District listed 1976 · 68 contributing resources · NRIS 76002255 |
|---|---|
| Listed Area | Within Blackstone Canal (Boundary Increase) listed 1991 · 8 contributing resources · NRIS 91001536 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
185 Church St, a duplex, is owned and occupied by an individual who bought it in March 2020.
Source: Woonsocket City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 185 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE |
| Mar 9, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on File |
| Deed Sale | Mar 9, 2020 · Amount on File |
| Prior Sale | Jan 16, 2014 · Amount on File |
| Deed Document Number | 2020206386 |
| Deed Book / Page | 2513 / 112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Property Address | 185 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002677-273 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 2677/273 |
| Instrument | 218138 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WOONSOCKET RI |
| Recording Date | Mar 9, 2020 |
| Property Address | 185 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Document Number | 002513-112 |
| Book / Page | 2513 / 112 |
| Instrument Date | Feb 6, 2020 |
| Instrument | 206386 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 185 CHURCH ST, WOONSOCKET, RI 02895-3045 |
| Document Number | 002513-114 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 2513/114 |
| Instrument | 206387 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2045 |
The 2025 property tax bill for 185 Church St was $4,686.
Source: Woonsocket City assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| Municipality | Woonsocket City |
| Unified School District | Woonsocket School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,686.00 | $417,300 Land $69,300 Building $348,000 | $446,852 |
| 2023 | $3,947.00 | $282,300 (-) Land $70,600 Building $211,700 | |
| 2022 | $3,947.00 | $282,300 Land $70,600 Building $211,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 185 Church St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 185 Church St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WOONSOCKET WATER DIVISION serves 45,828 people · EPA ID RI1559518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 7 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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