Brevard County property record for 197 Begonia St, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,188 sqft · built 1997 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Feb 2019) |
| Tax Bill | $2,302 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-17-52-C-16 |
| Primary APN | 27-37-17-52-C-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,584 sqft |
| 1st Floor Area | 1,188 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 117 ft deep x 95.2 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2735034 |
|---|---|
| Street Address | 197 BEGONIA ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-4151 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU19 |
| Legal Description | GARDEN TERRACE LOTS 16 & 17 BLK C |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 17 |
| Legal Subdivision | GARDEN TERRACE |
| Legal Block | C |
| Legal Lot Number | 16 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 64301 |
Source: Brevard County records · APN 27-37-17-52-C-16
Assessment roll updated August 18, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 197 BEGONIA ST, MELBOURNE, FL 32935-4151 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Feb 21, 2019 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Aug 17, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 21, 2019 · Amount on Record |
| Deed Sale | Feb 21, 2019 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Deed Document Number | 201936581 |
| Deed Book / Page | 8373 / 2301 |
| Prior Transfer Date | Jun 24, 2005 |
| Prior Transfer Doc | 0054994627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 197 BEGONIA ST, MELBOURNE, FL 32935-4151 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Name | Verified Name |
|---|---|
| Address | 197 BEGONIA ST, MELBOURNE, FL 32935-4151 |
| Investor | Possibly a Property Investor |
| Document Number | 0093482985 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 9348/2985 |
| Instrument | 2021318480 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 21, 2019 |
| Property Address | 197 BEGONIA ST, MELBOURNE, FL 32935-4151 |
| Document Number | 0083732301 |
| Book / Page | 008373 / 002301 |
| Instrument Date | Feb 15, 2019 |
| Instrument | 36581 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2019 |
| Title Company | SUPREME TITLE SOLUTIONS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,155.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 197 BEGONIA ST MELBOURNE FL 329354151, MELBOURNE, FL 32935-4151 |
| Document Number | 83732303 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 008373/002303 |
| Instrument | 36582 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Aug 17, 2018 |
| Property Address | 197 BEGONIA ST, MELBOURNE, FL 32935-4151 |
| Document Number | 0082402620 |
| Book / Page | 008240 / 002620 |
| Instrument Date | Jul 09, 2018 |
| Instrument | 185866 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8565 103RD CT VERO BEACH FL 329673236, VERO BEACH, FL 32967-3236 |
Source: Brevard County records · Assessment roll updated August 18, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,100 (+2.7%) | $210,190 (-3.89%) | |
| 2025 | $2,302.00 (+7.37%) Homeowner's exemption | $173,420 (+5.98%) | $218,690 (+2.37%) |
| 2024 | $2,144.00 (+2.14%) | ||
| 2023 | $2,099.00 (+7.64%) Homeowner's exemption | $163,640 (+3%) | $213,620 (+2.85%) Land $44,000 Building $169,620 |
| 2022 | $1,950.00 Homeowner's exemption | $158,880 | $207,710 Land $44,100 Building $163,610 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2017) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 305 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MELBOURNE serves 167,753 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures