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197 Baldwin Falls Rd, Baldwin, GA 30511 Property Records

Banks County property record for 197 Baldwin Falls Rd, Baldwin, GA 30511

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,225 sqft · built 1951
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Oct 2024)
Tax Bill$1,249 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APNB22B100

Property Details

APN / Parcel Number

Primary APNB22B100
Alternative APN
  • 3965

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,225 sqft Heated Area
1st Floor Area1,225 sqft
FlooringCarpet
Interior WallsMasonry
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialMetal
Lot Area15,246 sqft (0.35 acres)
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchPatio
Porch Area565 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating FuelGas

Location & Zoning

Account Number3965
Street Address197 BALDWIN FALLS RD
CityBALDWIN
StateGA
Zip30511-2105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeARR
Legal DescriptionLTS 6,7 BLK 38 15-154
Legal SubdivisionJ A REYNOLDS C E
Legal Block38
Legal Lot Number6,7
JurisdictionBANKS GA
Township / Civil DivisionBALDWIN
Census Block Group2
Census Block2002
Census Tract970100

Owner

Source: Banks County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address197 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2026Deed of Trust, Mortgage · Construction Mortgage
CHAMPIONS FUNDING LLC
Oct 20, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2024 · Amount on Record
Deed SaleOct 29, 2024 · Amount on Record
Deed Book / Page568 / 851
Prior Transfer DateOct 20, 2022
Prior Transfer Doc000535/770
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBANKS GA
Recording DateJun 8, 2026
Property Address197 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Document Number0601000332
Book / Page601 / 332
Instrument DateMay 28, 2026
Transaction TypeMortgage
Record UpdatedJul 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3521 MONTGOMERY DR, GAINESVILLE, GA 30504-5549

Mortgage

Document Number0601000332,
DateJun 8, 2026
Book Page601/332
Lender
NameCHAMPIONS FUNDING LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6.3%
Max Rate-1%

October 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBANKS GA
Recording DateOct 20, 2022
Property Address197 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Document Number000535/770
Book / Page535 / 770
Instrument DateOct 20, 2022
Instrument2022-000925
Transaction TypeTransfer
Record UpdatedNov 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address201 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyBanks County
MunicipalityBaldwin City
Unified School DistrictBanks County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,249.00 (+1.22%)$65,464 (+4.45%) Land $6,213 Building $59,251$163,659 (+4.45%) Land $15,532 Building $148,127
2024$1,234.00 (+24.02%)$62,672 (+28.2%) Land $5,635 Building $57,037$156,681 (+28.2%) Land $14,088 Building $142,593
2023$995.00 (+116.3%)$48,887 (+16.66%) Land $6,315 Building $42,572$122,219 (+16.66%) Land $15,788 Building $106,431
2022$460.00 Homeowner's exemption Senior Citizen's exemption$41,906 Land $6,315 Building $35,591$104,765 Land $15,788 Building $88,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 84% of Georgia
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBALDWIN
serves 4,160 people · EPA ID GA1370001
Water SourceSurface water
Last State InspectionJan 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jul 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Cable		1,000 / 25
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: TrailWave.

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