103 Baldwin Falls Rd, Baldwin, GA 30511 Property Records

Banks County property record for 103 Baldwin Falls Rd, Baldwin, GA 30511

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,492 sqft · built 1940
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$350,000 (Mar 2026)
Tax Bill	$4,006 (2025)
Deeds & Mortgages	Nov 2007 Mortgage Jun 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B22B075`

Property Details

APN / Parcel Number

Primary APN	`B22B075`
Alternative APN	`1098`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,492 sqft Heated Area
1st Floor Area	2,555 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Garage Area	720 sqft
Driveway	Concrete Driveway

Exterior Amenities

Porch	Slab
Porch Area	216 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1098
Street Address	103 BALDWIN FALLS RD
City	BALDWIN
State	GA
Zip	30511-2105
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LTS 9 10 11 12 BLOCK 27
Legal Subdivision	00900-NORTHERN BANKS AREA 6000
Legal Block	27
Legal Lot Number	9
Jurisdiction	BANKS GA
Township / Civil Division	BALDWIN
Census Block Group	2
Census Block	2004
Census Tract	970100

Owner

Source: Banks County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2007	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK
Jun 19, 2006	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE
Mar 5, 2026	Warranty Deed, Transfer · FHA Mortgage TOWNE MORTGAGE OF THE CAROLINAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2026 · Amount on Record
Deed Sale	Mar 5, 2026 · Amount on Record
Deed Book / Page	595 / 538
Record Updated	Jun 8, 2026

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	103 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000315/833
Date	Nov 15, 2007
Book Page	315/833

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2012

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	103 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000283/524
Date	Jun 19, 2006
Book Page	283/524

Lender

Name	SUNTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2036

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BANKS GA
Recording Date	Mar 5, 2026
Property Address	103 BALDWIN FALLS RD, BALDWIN, GA 30511-2105
Document Number	000595/538
Book / Page	595 / 538
Instrument Date	Feb 27, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 BALDWIN FALLS RD, BALDWIN, GA 30511-2105

Mortgage

Document Number	0000595539
Date	Mar 5, 2026
Instrument	595/539

Lender

Name	TOWNE MORTGAGE OF THE CAROLINAS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

Source: Banks County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Municipality	Baldwin City
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,006.00 (+2.14%)	$209,830 (+5.41%) Land $6,560 Building $203,270	$524,575 (+5.41%) Land $16,399 Building $508,176
2024	$3,922.00 (+49.18%)	$199,067 (+33.44%) Land $5,963 Building $193,104	$497,668 (+33.44%) Land $14,908 Building $482,760
2023	$2,629.00 (+0.27%) Homeowner's exemption	$149,183 (+17.63%) Land $6,395 Building $142,788	$372,956 (+17.63%) Land $15,987 Building $356,969
2022	$2,622.00 Homeowner's exemption	$126,826 Land $6,395 Building $120,431	$317,065 Land $15,987 Building $301,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BALDWIN serves 4,160 people · EPA ID GA1370001
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TrailWave.

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