St. Johns County property record for 197 Arella Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,047 sqft · built 2017 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $509,827 (Dec 2017) |
| Tax Bill | $8,592 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Nov 2022 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005732-1710 |
| Primary APN | 005732-1710 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,047 sqft Living Area |
| Gross Area | 4,816 sqft |
| 1st Floor Area | 2,631 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 769 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 198 sqft |
| Patio Area | 1,117 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 197 ARELLA WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 83/72-76 CELESTINA PHASE 4B LOT 171 OR4480/18 & 5666/1622 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 4B |
| Legal Phase | 4B |
| Legal Lot Number | 171 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Nov 18, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MSA MORTGAGE LLC |
| Dec 21, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on Record |
| Deed Sale | Dec 21, 2017 · Amount on Record |
| Deed Document Number | 201786325 |
| Deed Book / Page | 4480 / 18 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Title Company | ACTION TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 197 ARELLA WAY, ST JOHNS, FL 32259-1248 |
| Document Number | 0053001157 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5300/1157 |
| Instrument | 2021070851 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Nov 18, 2022 |
| Property Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0056661622 |
| Book / Page | 5666 / 1622 |
| Map Reference | MB 83 PG 72-75 |
| Instrument Date | Nov 18, 2022 |
| Instrument | 2022105862 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 197 ARELLA WAY, ST JOHNS, FL 32259-1248 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 197 ARELLA WAY, ST JOHNS, FL 32259-1248 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0051171793 |
|---|---|
| Date | Dec 8, 2020 |
| Book Page | 5117/1793 |
| Instrument | 2020111223 |
| Name | MSA MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | WINTHROP, MA 02152 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Dec 21, 2017 |
| Property Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0044800018 |
| Book / Page | 4480 / 0018 |
| Map Reference | MB83 PG72-75 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2017086325 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CALALANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 405 N REO ST STE 330, 405, TAMPA, FL 33609-1064 |
| Name | Verified Name |
|---|---|
| Address | 197 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 2017086326 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017086326 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522,954 (+2.7%) | $677,549 (-9.19%) Land $150,000 Building $527,549 | |
| 2025 | $8,592.00 (+11.4%) Homeowner's exemption | $509,205 (+5.85%) | $746,121 (+3.7%) Land $155,000 Building $591,121 |
| 2024 | $7,713.00 (+2.12%) Homeowner's exemption | $481,082 (+3%) | $719,531 (+9.09%) Land $160,000 Building $559,531 |
| 2023 | $7,553.00 (+1.98%) Homeowner's exemption | $467,070 (+3%) | $659,561 (-1.42%) Land $120,000 Building $539,561 |
| 2022 | $7,406.00 Homeowner's exemption | $453,466 | $669,093 Land $117,600 Building $551,493 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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