St. Johns County property record for 165 Arella Way, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,454 sqft · built 2016 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $553,342 (Jan 2016) |
| Tax Bill | $14,413 (2025) |
| Deeds & Mortgages | Jan 2023 Second Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005732-1730 |
| Primary APN | 005732-1730 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,454 sqft Living Area |
| Gross Area | 5,421 sqft |
| 1st Floor Area | 2,631 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 769 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 84 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 258 sqft |
| Patio Area | 664 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 165 ARELLA WAY |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-1248 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 74/68-85 CELESTINA PHASE 1A LOT 173 OR4140/346 |
| Legal Range | 27E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | CELESTINA PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 173 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20801 |
165 Arella Way is owned by an individual who bought it in January 2016.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 284 ANTILA WAY, SAINT JOHNS, FL 32259-2394 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Sep 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Dec 10, 2016 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 22, 2016 · Amount on File |
| Deed Sale | Jan 22, 2016 · Amount on File |
| Deed Document Number | 20164147 |
| Deed Book / Page | 4140 / 346 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 165 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0056950578 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 5695/578 |
| Instrument | 2023003871 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Feb 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 165 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0050500733 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 5050/733 |
| Instrument | 2020082176 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0046200318 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 165 ARELLA WAY ST JOHNS FL 322591248, ST JOHNS, FL 32259-1248 |
| Document Number | 0046200318 |
|---|---|
| Date | Oct 2, 2018 |
| Book Page | 004620/000318 |
| Instrument | 71084 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 165 ARELLA WAY, SAINT JOHNS, FL 32259-1248 |
| Document Number | 0043201852 |
| Book / Page | 004320 / 001852 |
| Instrument Date | Dec 10, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2017 |
| Name | Verified Name |
|---|---|
| Address | 165 ARELLA WAY ST JOHNS FL 322591248, ST JOHNS, FL 32259-1248 |
| Document Number | 0043201852 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 004320/001852 |
| Instrument | 5338 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jan 23, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 165 Arella Way was $14,413, up 69.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $825,110 (-8.6%) Land $150,000 Building $675,110 | $825,110 (-8.6%) Land $150,000 Building $675,110 | |
| 2025 | $14,413.00 (+69.25%) | $902,709 (+64.09%) | $902,709 (+10.84%) Land $155,000 Building $747,709 |
| 2024 | $8,516.00 (+2.12%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $550,119 (+3%) | $814,455 (+8.12%) Land $160,000 Building $654,455 |
| 2023 | $8,339.00 (+2.02%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $534,096 (+3%) | $753,310 (+0.04%) Land $120,000 Building $633,310 |
| 2022 | $8,174.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $518,540 | $753,011 Land $117,600 Building $635,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 165 Arella Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 76 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 165 Arella Way is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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