197 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 197 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	3,149 sqft · built 2001
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Company Names on Record
Last Sale	$212,500 (Sep 2021)
Tax Bill	$5,751 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R81759`

Property Details

APN / Parcel Number

Primary APN	`R81759`
Alternative APN	`O0132157`

Interior

Stories	1 Story
Building Area	3,149 sqft Living Area
Gross Area	3,923 sqft
1st Floor Area	2,093 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Roof Material	Composition Shingle
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Pool Area	424 sqft
Porch	Covered Porch
Porch Area	449 sqft
Deck Area	376 sqft
Storage Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	197 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 245, ACRES 2.0200
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block	2
Legal Lot Number	245
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2022
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	197 ARBORS CIR, ELGIN, TX 78621-5636
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	202121292
Prior Transfer Date	Sep 24, 2021
Prior Transfer Doc	202121292
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BASTROP TX
Recording Date	Sep 29, 2021
Property Address	197 ARBORS CIR, ELGIN, TX 78621-5636
Document Number	202121292
Map Reference	CAB 3 PG 126B
Instrument Date	Sep 24, 2021
Instrument	202121292
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	197 ARBORS CIRCLE, BEEVILLE, TX 78102

Mortgage

Document Number	202121293
Date	Sep 29, 2021
Instrument	202121293

Lender

Name	PROSPERITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,751.00 (-8.66%) Homeowner's exemption Senior Citizen's exemption	$571,302 (-13.1%) Land $153,985 Building $417,317	$571,302 (-13.1%) Land $153,985 Building $417,317
2024	$6,296.00
2023	Homeowner's exemption Senior Citizen's exemption	$657,392 Land $153,105 Building $504,287	$657,392 Land $153,105 Building $504,287
2022	$7,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 87% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: SOS Communications.

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