176 Arbors Cir, Elgin, TX 78621 Property Records

Bastrop County property record for 176 Arbors Cir, Elgin, TX 78621

Property Summary

Property Type	Single Family Home
Details	3,018 sqft · built 2004
Lot Size	2.05 acres (89,298 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,800 (Dec 2006)
Tax Bill	$9,368 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R81783`

Property Details

APN / Parcel Number

Primary APN	`R81783`
Alternative APN	`O0001391`

Interior

Stories	1 Story
Building Area	3,018 sqft Living Area
Gross Area	3,821 sqft
1st Floor Area	3,018 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	89,298 sqft (2.05 acres)
Garage Type	Attached
Garage Area	519 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	532 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	176 ARBORS CIR
City	ELGIN
State	TX
Zip	78621-5636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE ARBORS AT DOGWOOD CREEK SECTION 2, LOT 269, ACRES 2.0500
Legal Subdivision	THE ARBORS AT DOGWOOD CREEK SECTION 2
Legal Block	2
Legal Lot Number	269
Jurisdiction	BASTROP TX
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2021
Census Tract	950102

Owner

Source: Bastrop County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	176 ARBORS CIR, ELGIN, TX 78621-5636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Stand-Alone First Mortgage LENDERFI INC
Jun 29, 2021	Deed of Trust, Mortgage · Stand-Alone First Mortgage CHERRY CREEK MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2006 · Amount on Record
Deed Sale	Dec 20, 2006 · Amount on Record
Deed Document Number	200619060
Deed Book / Page	1701 / 369
Record Updated	Sep 20, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	176 ARBORS CIR, ELGIN, TX 78621-5636
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TITLE SOURCES INC, TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201809167
Date	Jun 27, 2018
Instrument	201809167

Lender

Name	LENDERFI INC
Type	Lending Institution
Address	CALABASAS, CA 91302

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BASTROP TX
Property Address	176 ARBORS CIR, ELGIN, TX 78621-5636
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202113501
Date	Jun 29, 2021
Instrument	202113501

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Bastrop County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bastrop County
Unified School District	Elgin Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,368.00 (-2.64%) Homeowner's exemption	$567,091 (-17.4%) Land $154,486 Building $412,605	$567,091 (-17.4%) Land $154,486 Building $412,605
2024	$9,622.00
2023	Homeowner's exemption	$686,576 Land $153,593 Building $532,983	$686,576 Land $153,593 Building $532,983
2022	$9,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA WSC serves 86,325 people · EPA ID TX0110013
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: SOS Communications, Verizon.

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