1969 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1969 Esplanade St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,492 sqft · built 1998
Lot Size	0.229 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$48,800 (Feb 2023)
Tax Bill	$975 (2024)
Deeds & Mortgages	Nov 2025 Transfer Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-01200-0100`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-01200-0100`
Alternative APN	`S262212740012000100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,492 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	1,492 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1969 ESPLANADE ST
City	NAVARRE
State	FL
Zip	32566-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	N 1/2 OF NAVARRE 1ST ADD LOT 10 BLK 12 (PB B PG 169) [LESS ALL MINERAL RIGHTS] AS DES IN OR 1770 PG 1067 & AS DES IN OR 4230 PG 764 & AS DES IN OR 4367 PG 481
Legal Range	26W
Legal Township	2S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	12
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3008
Census Tract	10827

Owner

1969 Esplanade St is owned by two individuals who bought it in February 2023.

Source: Santa Rosa County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1967 ESPLANADE ST, NAVARRE, FL 32566-1062
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 15, 2023	Quit Claim Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 6, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 15, 2023 · Amount on File
Deed Sale	Feb 15, 2023 · Amount on File
Prior Sale	Jan 6, 2022 · Amount on File
Deed Document Number	20236356
Deed Book / Page	4367 / 481
Prior Transfer Date	Feb 9, 2023
Prior Transfer Doc	0043670481
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 7, 2025
Property Address	1969 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0046770974
Book / Page	4677 / 974
Map Reference	MB B PG 169
Instrument Date	Oct 29, 2025
Instrument	202552622
Transaction Type	Transfer
Record Updated	Dec 4, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1967 ESPLANADE ST, NAVARRE, FL 32566-1062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1967 ESPLANADE ST, NAVARRE, FL 32566-1062

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Feb 15, 2023
Property Address	1969 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0043670481
Book / Page	4367 / 481
Map Reference	MB B PG 169
Instrument Date	Feb 9, 2023
Instrument	202306356
Transaction Type	Transfer
Record Updated	Mar 20, 2023
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount on Record
Tax	$341.60
Amount Accuracy	Rounded by County
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1969 ESPLANADE ST, NAVARRE, FL 32566-1062

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3184 WELLS BEACH RD, NAVARRE, FL 32566-9514

Mortgage

Document Number	0004367485
Date	Feb 15, 2023
Instrument	4367/485

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 6, 2022
Property Address	1969 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0042300764
Book / Page	4230 / 764
Map Reference	MB B PG 169
Instrument Date	Dec 17, 2021
Instrument	202201004
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount on Record
Tax	$10.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1969 ESPLANADE ST, 1969, NAVARRE, FL 32566-1062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1969 ESPLANADE ST, NAVARRE, FL 32566-1062

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,131 (+2.9%)	$250,188 (+7.44%) Land $64,000 Building $186,188
2024	$975.00 (+22.49%) Homeowner's exemption Disabled Person's exemption Widower's exemption	$120,633 (+3%)	$232,863 (+0.85%) Land $60,000 Building $172,863
2023	$796.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$117,119 (+3%)	$230,910 (+21.14%) Land $60,000 Building $170,910
2022	Homeowner's exemption Disabled Person's exemption Veteran's exemption Additional exemption filed	$113,708	$190,613 Land $36,000 Building $154,613

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1969 Esplanade St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1969 Esplanade St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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