1957 Esplanade St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 1957 Esplanade St, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,954 sqft · built 2000
Lot Size	0.228 acres (9,975 sqft)
Owner	2 Individual Names on File
Last Sale	$99,900 (Apr 2000)
Tax Bill	$1,361 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-2S-26-2740-01200-0111`

Property Details

APN / Parcel Number

Primary APN	`21-2S-26-2740-01200-0111`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,954 sqft Heated Area
Gross Area	2,462 sqft
1st Floor Area	2,354 sqft
Upper Floors Area	726 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	9,975 sqft (0.228 acres)
Lot Dimensions	2,000 ft deep x 500 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	20 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	212S262740012000111
Street Address	1957 ESPLANADE ST
City	NAVARRE
State	FL
Zip	32566-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2M
Legal Description	NAVARRE 1ST ADD S 1/2 LOT 11 BLK 12 AS DES IN OR 1817 PG 1710
Legal Range	26W
Legal Township	02S
Legal Section	21
Legal Subdivision	NAVARRE 1ST ADD
Legal Block	12
Legal Lot Number	11
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	3
Census Block	3008
Census Tract	10827

Owner

1957 Esplanade St is owned and occupied by two individuals who bought it in April 2000.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1957 ESPLANADE ST, NAVARRE, FL 32566-1062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Sep 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2000 · Amount on File
Deed Sale	Apr 5, 2000 · Amount on File
Deed Document Number	0181701710
Deed Book / Page	01817 / 01710
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1957 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0038771691
Instrument Date	Oct 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1957 ESPLANADE ST NAVARRE FL 325661062, NAVARRE, FL 32566-1062

Mortgage

Document Number	0038771691
Date	Oct 7, 2019
Book Page	003877/001691
Instrument	44932

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	1957 ESPLANADE ST, NAVARRE, FL 32566-1062
Document Number	0037631819
Instrument Date	Sep 5, 2018
Transaction Type	Mortgage
Record Updated	Nov 2, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1900 RESERVE BLVD #7108 GULF BREEZE FL 325637095, 7108, GULF BREEZE, FL 32563-7095

Mortgage

Document Number	0037631819
Date	Sep 7, 2018
Book Page	003763/001819
Instrument	38433

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 6, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,361.00 (+3.11%) Homeowner's exemption	$143,645 (+3%)	$258,291 (+0.88%) Land $60,000 Building $198,291
2023	$1,320.00 (+3.37%) Homeowner's exemption	$139,461 (+3%)	$256,034 (+16.02%) Land $60,000 Building $196,034
2022	$1,277.00 Homeowner's exemption	$135,399	$220,684 Land $36,000 Building $184,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1957 Esplanade St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 115 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	115 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1957 Esplanade St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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