1966 Downs Chapel Rd, Clayton, DE 19938 Property Records

Kent County property record for 1966 Downs Chapel Rd, Clayton, DE 19938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,232 sqft · built 1999
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Feb 2026)
Tax Bill	$1,168 (2026)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-00-043.00-02-60.00-000`

Property Details

APN / Parcel Number

Primary APN	`3-00-043.00-02-60.00-000`
Alternative APNs	`KH00043.000260.00/000` `19848`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	220 ft deep x 100 ft wide
View / Lot	Major Street/Thoroughfare
Garage Type	Detached
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	19848
Street Address	1966 DOWNS CHAPEL RD
City	CLAYTON
State	DE
Zip	19938-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	DOWNS ACRES SUBD., LOT #25, 0.505 A. 1966 DOWNS CHAPEL RD.
Legal Subdivision	DOWNS ACRES
Legal Lot Number	25
Jurisdiction	KENT DE
Township / Civil Division	KENTON
Census Block Group	1
Census Block	1018
Census Tract	40100

Owner

1966 Downs Chapel Rd is owned and occupied by an individual who bought it in February 2026.

Source: Kent County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1966 DOWNS CHAPEL RD, CLAYTON, DE 19938-2008
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2026	Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP
Jan 29, 2026	Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC
Jul 2, 2021	Intrafamily Transfer, Transfer · FHA Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2026 · Amount on File
Deed Sale	Feb 17, 2026 · Amount on File
Prior Sale	Jan 29, 2026 · Amount on File
Deed Document Number	2026530507
Deed Book / Page	14037 / 261
Prior Transfer Date	Jun 28, 2021
Prior Transfer Doc	0000423008
Record Updated	Oct 29, 2026

February 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Feb 17, 2026
Property Address	1966 DOWNS CHAPEL RD, CLAYTON, DE 19938-2008
Document Number	0000530507
Book / Page	14037 / 261
Map Reference	MB 11 PG 22
Instrument Date	Feb 11, 2026
Instrument	2026-530507
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1966 DOWNS CHAPEL RD, CLAYTON, DE 19938-2008

Mortgage

Document Number	0000530508
Date	Feb 17, 2026
Instrument	2026-530508

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENT DE
Recording Date	Jan 29, 2026
Property Address	1966 DOWNS CHAPEL RD, CLAYTON, DE 19938-2008
Document Number	0000529365
Book / Page	14009 / 210
Instrument Date	Dec 31, 2025
Instrument	2026-529365
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,875.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 KENT DR, CLAYTON, DE 19938-9500

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 BAYNARD BLVD, WILMINGTON, DE 19802-3917
Investor	Possibly a Property Investor

Mortgage

Document Number	0000529366
Date	Jan 29, 2026
Instrument	2026-529366

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KENT DE
Recording Date	Jul 2, 2021
Property Address	1966 DOWNS CHAPEL RD, CLAYTON, DE 19938-2008
Document Number	0000423008
Book / Page	11198 / 108
Instrument Date	Jun 28, 2021
Instrument	2021-423008
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	SOLIDIFI TITLE AND CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1966 DOWNS CHAPEL RD, CLAYTON, DE 19938-2008

Mortgage

Document Number	0000423009
Date	Jul 2, 2021
Instrument	2021-423009

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 1966 Downs Chapel Rd was $1,168, up 1.4% from the year before.

Source: Kent County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Kent County
Unified School District	Smyrna School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$1,168.00 (+1.39%)	$273,400 (-) Land $76,700 Building $196,700
2025	$1,152.00	$273,400 Land $76,700 Building $196,700
2023	$999.00	$37,400 Land $6,400 Building $31,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1966 Downs Chapel Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2010–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1966 Downs Chapel Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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