1965 Whalebone Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1965 Whalebone Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 977 sqft · built 1962
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on Record
Last Sale	$244,100 (Sep 2020)
Tax Bill	$975 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0780002`

Property Details

APN / Parcel Number

Primary APN	`R0780002`
Alternative APNs	`07-3965-15-3-01-13-0000` `0000728400`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	977 sqft Living Area
1st Floor Area	977 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Shingles
Construction Type	Frame
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	117,612 sqft (2.7 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	44 sqft
Shed	1 Shed
Shed Area	900 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000728400
Street Address	1965 WHALEBONE DR
City	KALISPELL
State	MT
Zip	59901-7344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S15, T28 N, R22 W, TR 9A &TR 4CA IN NW4SW4, ASSR# 0000728400
Legal Range	22W
Legal Township	28N
Legal Section	15
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4013
Census Tract	802

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1965 WHALEBONE DR, KALISPELL, MT 59901-7344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit GLACIER BANK
Sep 8, 2020	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2020 · Amount on Record
Deed Sale	Sep 8, 2020 · Amount on Record
Deed Document Number	202029056
Prior Transfer Date	Aug 11, 2016
Prior Transfer Doc	0000016982
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1965 WHALEBONE DR, KALISPELL, MT 59901-7344
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200022419
Date	Aug 23, 2022
Instrument	202200022419

Lender

Name	GLACIER BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Sep 8, 2020
Property Address	1965 WHALEBONE DR, KALISPELL, MT 59901-7344
Document Number	202000029056
Instrument Date	Sep 2, 2020
Instrument	202000029056
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 WHALEBONE DR, KALISPELL, MT 59901-7344

Mortgage

Document Number	202000029057
Date	Sep 8, 2020
Instrument	202000029057

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$975.00 (-50.1%)	$311,400 (+19.54%)
2025			$311,400 (+19.54%) Land $211,050 Building $100,350
2023	$1,954.00	$260,500	$260,500 Land $134,740 Building $125,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 77% of Montana
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks.

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