1950 Whalebone Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1950 Whalebone Dr, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 960 sqft · built 1989
Lot Size	2.77 acres (120,661 sqft)
Owner	Individual Name on Record
Tax Bill	$4,378 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`R0766896`

Property Details

APN / Parcel Number

Primary APN	`R0766896`
Alternative APNs	`07-3965-15-3-03-05-0000` `0000440300`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	120,661 sqft (2.77 acres)
Terrain	Above Road/Slope
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000440300
Street Address	1950 WHALEBONE DR
City	KALISPELL
State	MT
Zip	59901-7344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S15, T28 N, R22 W, ACRES 2.76, TR 4CE IN NW4SW4 (SELL W/TR 4CD) TR 4CD IN NW4SW4 (SELL W/TR 4CE) ASSR #0000440300
Legal Range	22W
Legal Township	28N
Legal Section	15
Legal Subdivision	CERTIFICATE OF SURVEY #17670
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	4
Census Block	4013
Census Tract	802

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1950 WHALEBONE DR, KALISPELL, MT 59901-7344
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION
Jun 3, 2020	Deed of Trust, Mortgage · FHA Mortgage WINTRUST MORTGAGE
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 15, 2016
Transfer Doc	0000005508
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Recording Date	Jul 9, 2026
Property Address	1950 WHALEBONE DR, KALISPELL, MT 59901-7344
Document Number	0000013862
Instrument Date	Jul 7, 2026
Instrument	202613862
Transaction Type	Mortgage
Record Updated	Jul 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1950 WHALEBONE DR, KALISPELL, MT 59901-7344

Mortgage

Document Number	0000013862,
Date	Jul 9, 2026
Instrument	202613862

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1950 WHALEBONE DR, KALISPELL, MT 59901-7344
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000014478
Date	Jun 3, 2020
Instrument	202000014478

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1950 WHALEBONE DR, KALISPELL, MT 59901-7344
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100018494
Date	May 28, 2021
Instrument	202100018494

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Smith Valley Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,378.00 (+41.18%)	$559,400 (+35.32%)
2025			$559,400 (+35.32%) Land $211,925 Building $347,475
2023	$3,101.00	$413,400	$413,400 Land $135,384 Building $278,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 71% of Montana
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks.

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