San Diego County property record for 1965 Rowley Ave, Ramona, CA 92065
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1974 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $720,000 (Nov 2023) |
| Tax Bill | $7,987 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 282-234-40-00 |
| Primary APN | 282-234-40-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Conventional |
| Exterior Material | Block |
| Roof Material | Composition Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 2822322000 |
|---|---|
| Street Address | 1965 ROWLEY AVE |
| City | RAMONA |
| State | CA |
| Zip | 92065-3230 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 95 POR TR 002031 |
| Legal Subdivision | HUNTER-LITTON |
| Legal Tract | 002031 |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 20805 |
Source: San Diego County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Nov 21, 2023 | Grant Deed, Transfer · Conventional Mortgage SECURE CHOICE LENDING |
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 15, 2019 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Oct 22, 2018 | Grant Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 16, 2018 | Grant Deed, Construction Loan · Construction Mortgage GOLDMAN SACHS BANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2023 · Amount on Record |
| Deed Sale | Nov 21, 2023 · Amount on Record |
| Prior Sale | Oct 22, 2018 · Amount on Record |
| Deed Document Number | 2023323802 |
| Prior Transfer Date | Mar 22, 2005 |
| Prior Transfer Doc | 0000262393 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000080409 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 2026-0080409 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Nov 21, 2023 |
| Property Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000323802 |
| Map Reference | MAP 2031 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 2023-0323802 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000323803 |
|---|---|
| Date | Nov 21, 2023 |
| Instrument | 2023-0323803 |
| Name | SECURE CHOICE LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000244361 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021-0244361 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000604258 |
| Instrument Date | Nov 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 1965 ROWLEY AVE RAMONA CA 920653230, RAMONA, CA 92065-3230 |
| Document Number | 0000604258 |
|---|---|
| Date | Dec 24, 2019 |
| Instrument | 604258 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 23, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 22, 2018 |
| Property Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000440112 |
| Map Reference | MAP 2031 |
| Instrument Date | Oct 3, 2018 |
| Instrument | 2018-0440112 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000440113 |
|---|---|
| Date | Oct 22, 2018 |
| Instrument | 2018-0440113 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 16, 2018 |
| Property Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Document Number | 0000287111 |
| Map Reference | MAP 2031 |
| Instrument Date | Jun 7, 2018 |
| Instrument | 2018-0287111 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 24, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1965 ROWLEY AVE, RAMONA, CA 92065-3230 |
| Investor | Possibly a Property Investor |
| Document Number | 0000287112 |
|---|---|
| Date | Jul 16, 2018 |
| Instrument | 2018-0287112 |
| Name | GOLDMAN SACHS BANK USA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $749,088 (+2%) Land $520,200 Building $228,888 | |
| 2025 | $7,987.00 (-0.37%) | $734,400 (+31.72%) Land $510,000 Building $224,400 |
| 2024 | $8,017.00 (+35.63%) | |
| 2023 | $5,911.00 (-1.68%) | $557,542 Land $310,937 Building $246,605 |
| 2022 | $6,012.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2010–2019) |
| Most Recent Claim | Feb 2019 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 49% of California |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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