1952 Rowley Ave, Ramona, CA 92065 Property Records

San Diego County property record for 1952 Rowley Ave, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,608 sqft · built 1974
Lot Size0.5 acres (21,780 sqft)
Owner2 Individual Names on File
Last Sale$620,000 (Oct 2021)
Tax Bill$7,179 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN282-233-27-00

Property Details

APN / Parcel Number

Primary APN282-233-27-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,608 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area21,780 sqft (0.5 acres)
Lot Dimensions104 ft deep x 208 ft wide
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemGravity Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1952 ROWLEY AVE
CityRAMONA
StateCA
Zip92065-3231
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 99 POR TR 002031
Legal SubdivisionHUNTER LETTON
Legal Tract002031
Legal Block1
Legal Lot Number99
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group1
Census Block1009
Census Tract20805

Owner

Source: San Diego County records · APN 282-233-27-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1952 ROWLEY AVE, RAMONA, CA 92065-3231
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 08, 2021Grant Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 11, 2020Loan Modification, Mortgage · Conventional with PMI
MIDFIRST BK
Apr 07, 2017Loan Modification, Mortgage · Conventional with PMI
AMERIHOME MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 08, 2021 · Amount on Record
Deed SaleOct 08, 2021 · Amount on Record
Prior SaleJun 08, 2015 · Amount on Record
Deed Document Number2021703451
Prior Transfer DateMay 28, 2020
Prior Transfer Doc0000447153
Record UpdatedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 08, 2021
Property Address1952 ROWLEY AVE, RAMONA, CA 92065-3231
Document Number0000703451
Map ReferenceMAP 2031
Instrument DateSep 09, 2021
Instrument2021-0703451
Transaction TypeTransfer
Record UpdatedOct 19, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1952 ROWLEY AVE, RAMONA, CA 92065-3231

Mortgage

Document Number0000703452
DateOct 08, 2021
Instrument2021-0703452
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1952 ROWLEY AVE, RAMONA, CA 92065-3231
Document Number0000494505
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedSep 09, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1952 ROWLEY AVE RAMONA CA 920653231, RAMONA, CA 92065-3231

Mortgage

Document Number0000494505
DateAug 28, 2020
Instrument494505
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 27, 2050
Interest
Rate TypeFixed Rate
Rate3.62%

April 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address1952 ROWLEY AVE, RAMONA, CA 92065-3231
Document Number0000251280
Instrument DateApr 07, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1952 ROWLEY AVE RAMONA CA 920653231, RAMONA, CA 92065-3231

Mortgage

Document Number0000251280
DateJun 05, 2017
Instrument251280
Lender
NameAMERIHOME MTG
TypeMortgage Company
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 04, 2047
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$671,104 (+2%) Land $209,700 Building $461,404
2025$7,179.00 (-0.64%)$657,946 (+4.04%) Land $205,589 Building $452,357
2024$7,225.00 (+7.84%)
2023$6,700.00 (-1.31%)$632,399 Land $197,606 Building $434,793
2022$6,789.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2010–2019)
Most Recent ClaimFeb 2019 · Severe Storms And Flooding

Wildfire

Wildfire RiskModerate
above 62% of the US · lower than 62% of California
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile USA.

Based on FCC filings for 246 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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