1965 Forest Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1965 Forest Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,632 sqft · built 1953
Lot Size	0.286 acres (12,471 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Sep 1998)
Tax Bill	$5,405 (2025)
Deeds & Mortgages	Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-789-06178200`

Property Details

APN / Parcel Number

Primary APN	`06-789-06178200`
Alternative APNs	`678906178200` `78906178200`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,632 sqft Living Area
Gross Area	2,695 sqft
1st Floor Area	1,421 sqft
Basement Area	500 sqft
Finished Basement	500 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	12,471 sqft (0.286 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	175 sqft
Patio Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	78906178200
Street Address	1965 FOREST DR
City	ANNAPOLIS
State	MD
Zip	21401-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 35R SC 2 ROSEWOOD
Legal Subdivision	ROSEWOOD
Legal Block	1
Legal Lot Number	35R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	702500

Owner

1965 Forest Dr is owned and occupied by an individual who acquired it in December 2017.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1965 FOREST DR, ANNAPOLIS, MD 21401-4333
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 1998 · Amount on File
Deed Sale	Sep 9, 1998 · Amount on File
Deed Document Number	199811258
Deed Book / Page	8673 / 432
Last Transfer Date	Dec 19, 2017
Transfer Doc	0031706076
Record Updated	Oct 29, 2026

December 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 28, 2017
Property Address	1965 FOREST DR, ANNAPOLIS, MD 21401-4333
Document Number	0317060076
Book / Page	031706 / 000076
Instrument Date	Dec 9, 2017
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 FOREST DR ANNAPOLIS MD 214014333, ANNAPOLIS, MD 21401-4333

Mortgage

Document Number	317060084
Date	Dec 28, 2017
Book Page	031706/000084

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Mortgage

Document Number	317060105,
Date	Dec 28, 2017
Book Page	031706/000105

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Tax Assessment & Valuation

The 2025 property tax bill for 1965 Forest Dr was $5,405 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$437,800 Land $179,000 Building $258,800	$437,800 Land $179,000 Building $258,800
2025	$5,405.00
2023	$4,747.00 Homeowner's exemption	$330,600 Land $134,800 Building $195,800	$330,600 Land $134,800 Building $195,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1965 Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1965 Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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