1961 Forest Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 1961 Forest Dr, Annapolis, MD 21401

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,902 sqft · built 2018
Lot Size	0.184 acres (8,024 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Nov 2018)
Tax Bill	$6,010 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-789-90006865`

Property Details

APN / Parcel Number

Primary APN	`06-789-90006865`
Alternative APNs	`678990006865` `78990006865`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,902 sqft Living Area
1st Floor Area	1,110 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,024 sqft (0.184 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	78990006865
Street Address	1961 FOREST DR
City	ANNAPOLIS
State	MD
Zip	21401-4333
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 34R SC 2 ROSEWOOD
Legal Subdivision	ROSEWOOD
Legal Block	1
Legal Lot Number	34R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1000
Census Tract	702500

Owner

1961 Forest Dr is owned and occupied by two individuals who bought it in November 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 13, 2020	Deed of Trust, Mortgage · FHA Mortgage NFM LNDG
Nov 8, 2018	Deed, Transfer · FHA Mortgage TOWNEBANK MORTGAGE
Dec 28, 2017	Reverse Mortgage, Transfer RETIREMENT FNDG SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on File
Deed Sale	Nov 8, 2018 · Amount on File
Prior Sale	Feb 14, 2017 · Amount on File
Deed Book / Page	32643 / 189
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333

Mortgage

Document Number	0367590050
Date	May 11, 2021
Book Page	36759/50

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333
Document Number	0342640001
Instrument Date	Feb 13, 2020
Transaction Type	Mortgage
Record Updated	Mar 20, 2020
Title Company	JDM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1961 FOREST DR ANNAPOLIS MD 214014333, ANNAPOLIS, MD 21401-4333

Mortgage

Document Number	0342640001
Date	Mar 2, 2020
Book Page	034264/000001

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 8, 2018
Property Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333
Document Number	0326430189
Book / Page	32643 / 189
Map Reference	MB341 FO22 SH1
Instrument Date	Oct 25, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	HOME FIRST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,187.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333

Mortgage

Document Number	0032643195
Date	Nov 8, 2018
Instrument	32643/195

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2048

December 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Dec 28, 2017
Property Address	1961 FOREST DR, ANNAPOLIS, MD 21401-4333
Document Number	0317060076
Book / Page	031706 / 000076
Instrument Date	Dec 9, 2017
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	OMNI LAND SETTLEMENT CORPORATION, OMNI LAND SETTLEMENT CORP

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1965 FOREST DR ANNAPOLIS MD 214014333, ANNAPOLIS, MD 21401-4333

Mortgage

Document Number	317060084
Date	Dec 28, 2017
Book Page	031706/000084

Lender

Name	RETIREMENT FNDG SOLUTIONS
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Mortgage

Document Number	317060105,
Date	Dec 28, 2017
Book Page	031706/000105

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1032 Months

Interest

Rate Type	Adjustable Rate
Rate	4.54%

Tax Assessment & Valuation

The 2025 property tax bill for 1961 Forest Dr was $6,010 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Municipality	Annapolis City
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,300 Land $169,000 Building $315,300	$484,300 Land $169,000 Building $315,300
2025	$6,010.00
2023	$5,278.00	$367,600 Land $127,000 Building $240,600	$367,600 Land $127,000 Building $240,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1961 Forest Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2010–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1961 Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ANNAPOLIS serves 35,000 people · EPA ID MD0020001
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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