19649 Clear Night Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19649 Clear Night Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,467 sqft · built 1998
Lot Size	0.58 acres (25,265 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,160,000 (May 2024)
Tax Bill	$9,624 (2025)
Deeds & Mortgages	Oct 2025 Mortgage May 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`181207-CB-02700`

Property Details

APN / Parcel Number

Primary APN	`181207-CB-02700`
Alternative APNs	`R1087181207CB02700` `185965`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,467 sqft Living Area
Gross Area	3,171 sqft
1st Floor Area	1,764 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Bi-Level
Roof Type	Gable
Roof Material	Tile
Lot Area	25,265 sqft (0.58 acres)
Garage Area	704 sqft
Deck Area	319 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	185965
Street Address	19649 CLEAR NIGHT DR
City	BEND
State	OR
Zip	97702-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN GATE LOT 9
Legal Range	12
Legal Township	18
Legal Section	07
Legal Subdivision	MOUNTAIN GATE
Legal Lot Number	9
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2102

Owner

Source: Deschutes County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	920 NW AWBREY RD, BEND, OR 97703
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
May 7, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Sep 19, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Sep 13, 2017	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Deed Document Number	202411269
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19649 CLEAR NIGHT DR, BEND, OR 97702-3142
Transaction Type	Mortgage
Record Updated	Oct 31, 2025
Title Company	WESTERN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19649 CLEAR NIGHT DR, BEND, OR 97702-3142

Mortgage

Document Number	0000028976
Date	Oct 22, 2025
Instrument	2025-28976

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 7, 2024
Property Address	19649 CLEAR NIGHT DR, BEND, OR 97702-3142
Document Number	0000011269
Instrument Date	May 1, 2024
Instrument	2024-11269
Transaction Type	Transfer
Record Updated	May 15, 2024
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	920 NW AWBREY ROAD, BEND, OR 97703

Mortgage

Document Number	0000011270
Date	May 7, 2024
Instrument	2024-11270

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19649 CLEAR NIGHT DR, BEND, OR 97702-3142
Transaction Type	Mortgage
Record Updated	May 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19649 CLEAR NIGHT DR, BEND, OR 97702-3142

Mortgage

Document Number	0000034906
Date	Sep 19, 2022
Instrument	2022-34906

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19649 CLEAR NIGHT DR, BEND, OR 97702-3142
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036651
Date	Sep 13, 2017
Instrument	2017-36651

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BEND, OR 97702

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 8, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,624.00 (+3.94%)	$569,630 (+3%)	$1,229,830 (+0.79%) Land $510,530 Building $719,300
2024	$9,259.00 (+7.88%)	$553,040 (+3%)	$1,220,200 (-9.96%) Land $500,900 Building $719,300
2023	$8,583.00	$536,940	$1,355,170 Land $477,980 Building $877,190

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Webformix.

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