19645 Clear Night Dr, Bend, OR 97702 Property Records

Deschutes County property record for 19645 Clear Night Dr, Bend, OR 97702

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,721 sqft · built 1995
Lot Size	0.55 acres (23,958 sqft)
Owner	2 Individual Names on Record
Last Sale	$668,000 (Sep 2019)
Tax Bill	$10,688 (2025)
Deeds & Mortgages	Sep 2019 Sale Mar 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181207-CB-02600`

Property Details

APN / Parcel Number

Primary APN	`181207-CB-02600`
Alternative APNs	`R1087181207CB02600` `185964`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,721 sqft Living Area
Gross Area	3,501 sqft
1st Floor Area	1,486 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Bi-Level
Roof Material	Tile
Lot Area	23,958 sqft (0.55 acres)
Garage Area	780 sqft
Deck Area	621 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	185964
Street Address	19645 CLEAR NIGHT DR
City	BEND
State	OR
Zip	97702-3142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MOUNTAIN GATE LOT 8
Legal Range	12
Legal Township	18
Legal Section	07
Legal Subdivision	MOUNTAIN GATE
Legal Lot Number	8
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1003
Census Tract	2102

Owner

Source: Deschutes County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19645 CLEAR NIGHT DR, BEND, OR 97702-3142
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE
Mar 30, 2018	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Mar 30, 2018 · Amount on Record
Deed Document Number	201937137
Record Updated	Jun 8, 2026

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Sep 30, 2019
Property Address	19645 CLEAR NIGHT DR, BEND, OR 97702-3142
Document Number	0000037137
Instrument Date	Sep 27, 2019
Instrument	37137
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$668.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	120 S SPRUCE ST TRAVERSE CITY MI 496842330, TRAVERSE CITY, MI 49684-2330

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 30, 2018
Property Address	19645 CLEAR NIGHT DR, BEND, OR 97702-3142
Document Number	0000012784
Map Reference	CAB D PG52
Instrument Date	Mar 27, 2018
Instrument	2018-12784
Transaction Type	Transfer
Record Updated	Nov 12, 2021
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19645 CLEAR NIGHT DR, BEND, OR 97702-3142

Mortgage

Document Number	0000012785
Date	Mar 30, 2018
Instrument	2018-12785

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	19645 CLEAR NIGHT DR, BEND, OR 97702-3142
Document Number	0000012786
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 6, 2018
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1169 NW REDFIELD CIR BEND OR 977035445, BEND, OR 97703-5445

Mortgage

Document Number	0000012786
Date	Mar 30, 2018
Instrument	12786

Lender

Name	US BK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,688.00 (+3.94%)	$632,610 (+3%)	$1,277,870 (+0.76%) Land $510,530 Building $767,340
2024	$10,283.00 (+7.87%)	$614,190 (+3%)	$1,268,240 (-10.29%) Land $500,900 Building $767,340
2023	$9,533.00	$596,310	$1,413,760 Land $477,980 Building $935,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Webformix.

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