19646 Main St, Conklin, MI 49403 Property Records

Ottawa County property record for 19646 Main St, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,273 sqft · built 1875
Lot Size	0.197 acres (8,581 sqft)
Owner	Individual Name on File
Last Sale	$33,823 (Dec 2011)
Tax Bill	$1,179 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`70-01-32-186-015`

Property Details

APN / Parcel Number

Primary APN	`70-01-32-186-015`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,273 sqft Living Area
1st Floor Area	814 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	95.5 ft deep x 105 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19646 MAIN ST
City	CONKLIN
State	MI
Zip	49403-8773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGH DENS
Legal Description	LOTS 5 & 6 BLK 9, EXC S 5 FT OF LOT 5, ALSO PART OF LOT 7 BLK 9 COM SW COR, TH N 529 FT, N 86D 39M 35S E 7501 FT, TH S 10D 38M 24S E 983 FT ALG E'LY LI OF LOT 7, TH W 767 FT ALG S LI OF LOT 7 TO BEG VILLAGE OF CONKLIN SPLIT ON 05/06/2026 WITH 70-01-3
Legal Range	13W
Legal Township	9N
Legal Section	32
Legal Subdivision	VILLAGE OF CONKLIN
Legal Block	9
Legal Lot Number	5-7
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2011
Census Tract	20100

Owner

19646 Main St is owned and occupied by an individual who acquired it in May 2023.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	19646 MAIN ST, CONKLIN, MI 49403-8773
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed of Trust, Mortgage · SBA Mortgage WEST SHORE BANK
May 23, 2023	Intrafamily Transfer, Transfer · Line of Credit WEST SHORE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2011 · Amount on File
Deed Sale	Dec 15, 2011 · Amount on File
Deed Document Number	201145165
Last Transfer Date	May 17, 2023
Transfer Doc	20230012554
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	19646 MAIN ST, CONKLIN, MI 49403-8773
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19646 MAIN ST, CONKLIN, MI 49403-8773

Mortgage

Document Number	20230022032
Date	Sep 1, 2023
Instrument	2023-0022032

Lender

Name	WEST SHORE BANK
Type	Bank
Address	LUDINGTON, MI 49431

Agreement

Type	SBA Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	May 23, 2023
Property Address	19646 MAIN ST, CONKLIN, MI 49403-8773
Document Number	20230012554
Map Reference	LB 2 PG 17
Instrument Date	May 17, 2023
Instrument	2023-0012554
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	TRANSNATION TITLE INSURANCE COMPANY, TRANSNATION TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19646 MAIN ST 19646 MAIN ST, CONKLIN, MI 49403

Mortgage

Document Number	20230012555
Date	May 23, 2023
Instrument	2023-0012555

Lender

Name	WEST SHORE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 19646 Main St was $1,179.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$81,900 (+5.81%)	$163,800 (+5.81%)
2025	$1,179.00 Homeowner's exemption	$77,400	$154,800
2023		$64,900	$129,800
2022	$1,023.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19646 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2014 · tidal / storm surge
Claims by Event	Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19646 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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