19632 Main St, Conklin, MI 49403 Property Records

Ottawa County property record for 19632 Main St, Conklin, MI 49403

Property Summary

Property Type	Single Family Home
Details	1 ba · 926 sqft · built 1945
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,595 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`70-01-32-186-012`

Property Details

APN / Parcel Number

Primary APN	`70-01-32-186-012`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	926 sqft Living Area
1st Floor Area	926 sqft
Basement Area	926 sqft
Unfinished Basement	926 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	11,500 sqft (0.264 acres)
Lot Dimensions	114 ft deep x 105 ft wide
Garage Area	928 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	19632 MAIN ST
City	CONKLIN
State	MI
Zip	49403-8773
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HIGH DENS
Legal Description	LOTS 3 & 4 BLK 9, ALSO S 5 FT OF LOT 5 VILLAGE OF CONKLIN
Legal Range	13W
Legal Township	9N
Legal Section	32
Legal Subdivision	VILLAGE OF CONKLIN
Legal Block	9
Legal Lot Number	3-5
Jurisdiction	OTTAWA MI
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2011
Census Tract	20100

Owner

19632 Main St is owned and occupied by two individuals who acquired it in June 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19632 MAIN ST, CONKLIN, MI 49403-8773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CREDIT UNION
Jun 17, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 10, 2026
Transfer Doc	20260018068
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Recording Date	Sep 9, 2026
Property Address	19632 MAIN ST, CONKLIN, MI 49403-8773
Document Number	0000028022
Instrument Date	Sep 3, 2026
Instrument	202628022
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19632 MAIN ST, CONKLIN, MI 49403-8773

Mortgage

Document Number	0000028022,
Date	Sep 9, 2026
Instrument	202628022

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 17, 2026
Property Address	19632 MAIN ST, CONKLIN, MI 49403-8773
Document Number	20260018068
Instrument Date	Jun 10, 2026
Instrument	202618068
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	19632 MAIN ST, CONKLIN, MI 49403-8773

Tax Assessment & Valuation

The 2025 property tax bill for 19632 Main St was $1,595 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Chester Township
Unified School District	Coopersville Public School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$99,100	$198,200
2025	$1,595.00
2023		$71,500	$143,000
2022	$1,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19632 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2013–2014)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2014 · tidal / storm surge
Claims by Event	Flooding, Apr 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19632 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mercury Fiber Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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