1964 W Cave Cotton Loop, Benson, AZ 85602 Property Records

Cochise County property record for 1964 W Cave Cotton Loop, Benson, AZ 85602

Property Summary

Property Type	Single Family Home
Details	2,493 sqft · built 2006
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$248,000 (Jul 2008)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`123-47-675`

Property Details

APN / Parcel Number

Primary APN	`123-47-675`
Alternative APN	`123-47-67506`

Interior

Stories	2 Stories
Building Area	2,493 sqft Base Area
1st Floor Area	2,493 sqft

Exterior

Year Built	Built 2006
Exterior Material	Other
Construction Type	Steel Frame
Roof Material	Tile
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	465 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	123-47-67506
Street Address	1964 W CAVE COTTON LOOP
City	BENSON
State	AZ
Zip	85602-6748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KARTCHNER VISTAS LOT 2
Legal Range	20
Legal Township	17
Legal Section	18
Legal Subdivision	KARTCHNER VISTAS
Legal Lot Number	2 10
Legal Unit	2
Jurisdiction	COCHISE AZ
Township / Civil Division	BENSON
Census Block Group	1
Census Block	1039
Census Tract	304

Owner

1964 W Cave Cotton Loop is owned and occupied by an individual who acquired it in June 2015.

Source: Cochise County records, as of March 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1964 W CAVE COTTON LOOP, BENSON, AZ 85602-6748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2008 · Amount on File
Deed Sale	Jul 24, 2008 · Amount on File
Prior Sale	Jul 24, 2008 · Amount on File
Deed Document Number	0000020458
Last Transfer Date	Jun 11, 2015
Transfer Doc	0000010525
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COCHISE AZ
Property Address	1964 W CAVE COTTON LOOP, BENSON, AZ 85602-6748
Document Number	0000022625
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1964 W CAVE COTTON LOOP BENSON AZ 856026748, BENSON, AZ 85602-6748

Mortgage

Document Number	0000022625
Date	Oct 15, 2020
Instrument	22625

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1964 W Cave Cotton Loop was $2,646.

Source: Cochise County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Cochise County
Municipality	Benson City
Unified School District	Benson Unified School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$29,062 Land $2,400 Building $26,662	$290,616 Land $24,000 Building $266,616
2025	$2,646.00
2024		$26,241 Land $2,400 Building $23,841	$262,412 Land $24,000 Building $238,412
2023	$2,452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1964 W Cave Cotton Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 5, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1964 W Cave Cotton Loop is high, ranking above 84% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 76% of Arizona
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENSON, CITY OF WATER SYSTEM serves 5,355 people · EPA ID AZ0402005
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	1,000 / 35
MTE Communications Fixed Wireless	300 / 100
Verizon Fixed Wireless	300 / 20