DeSoto County property record for 1964 Thomas St, Horn Lake, MS 38637
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,622 sqft · built 2000 |
| Lot Size | 0.233 acres (10,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,695 (Nov 2024) |
| Tax Bill | $1,667 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Jan 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-08-1-02-18-0-00014-00 |
| Primary APN | 2-08-1-02-18-0-00014-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,622 sqft Adjusted Area |
| 1st Floor Area | 1,356 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,168 sqft (0.233 acres) |
| Lot Dimensions | 146 ft deep x 70 ft wide |
| Street Address | 1964 THOMAS ST |
|---|---|
| City | HORN LAKE |
| State | MS |
| Zip | 38637-3317 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-8 |
| Legal Description | RIVER OAKS S-D SEC A LOT 14 |
| Legal Range | 008 |
| Legal Township | 02S |
| Legal Section | 02 |
| Legal Subdivision | RIVER OAKS S-D |
| Legal Lot Number | 14 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 70322 |
1964 Thomas St is owned and occupied by an individual who bought it in November 2024.
Source: DeSoto County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1964 THOMAS ST, HORN LAKE, MS 38637-3317 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Intrafamily Transfer, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2024 · Amount on File |
| Deed Sale | Nov 19, 2024 · Amount on File |
| Deed Book / Page | 1024 / 21210 |
| Prior Transfer Date | Apr 3, 2023 |
| Prior Transfer Doc | 01023/5627 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 10, 2023 |
| Property Address | 1964 THOMAS ST, HORN LAKE, MS 38637-3317 |
| Document Number | 01023/5627 |
| Book / Page | 1023 / 5627 |
| Map Reference | MB 57 PG 17 |
| Instrument Date | Apr 3, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2023 |
| Title Company | NOT AVAILABLE, GUARDIAN TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1964 THOMAS ST, HORN LAKE, MS 38637-3317 |
| Name | Verified Name |
|---|---|
| Address | 1964 THOMAS ST, HORN LAKE, MS 38637-3317 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1964 THOMAS ST, HORN LAKE, MS 38637-3317 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1964 THOMAS ST, HORN LAKE, MS 38637-3317 |
| Document Number | 005141/184 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5141/184 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2025 property tax bill for 1964 Thomas St was $1,667.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Horn Lake City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,667.00 | $13,196 Land $1,800 Building $11,396 | $131,964 Land $18,000 Building $113,964 |
| 2023 | $1,438.00 | $9,669 | $96,692 Land $18,000 Building $78,692 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1964 Thomas St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 32 (1978–2024) |
| Claims Outside the SFHA | 12 of 32 |
| Most Recent Claim | Dec 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1964 Thomas St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| C Spire Wireless Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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