1940 Thomas St, Horn Lake, MS 38637 Property Records

DeSoto County property record for 1940 Thomas St, Horn Lake, MS 38637

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,757 sqft · built 2000
Lot Size	0.234 acres (10,195 sqft)
Owner	Company Name on File
Tax Bill	$2,664 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-08-1-02-18-0-00016-00`

Property Details

APN / Parcel Number

Primary APN	`2-08-1-02-18-0-00016-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,757 sqft Adjusted Area
1st Floor Area	1,518 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	10,195 sqft (0.234 acres)
Lot Dimensions	146 ft deep x 70 ft wide

Location & Zoning

Street Address	1940 THOMAS ST
City	HORN LAKE
State	MS
Zip	38637-3317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	RIVER OAKS S-D SEC A LOT 16
Legal Range	008
Legal Township	02S
Legal Section	02
Legal Subdivision	RIVER OAKS S-D
Legal Lot Number	16
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2004
Census Tract	70322

Owner

1940 Thomas St is owned by a company that acquired it in June 2022.

Source: DeSoto County records, as of December 23, 2025

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage BARCLAYS BANK PLC
Jun 27, 2022	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022
Deed Sale	Jun 27, 2022
Deed Book / Page	1002 / 8
Prior Transfer Date	Sep 28, 2014
Prior Transfer Doc	000758/435
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1940 THOMAS ST, HORN LAKE, MS 38637-3317
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	SELENE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	5661/32867
Date	Apr 12, 2024
Book Page	5661/32867

Lender

Name	BARCLAYS BANK PLC
Type	Bank
Address	NEW YORK, NY 10019

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jun 27, 2022
Property Address	1940 THOMAS ST, HORN LAKE, MS 38637-3317
Document Number	00001002/8
Book / Page	1002 / 8
Map Reference	MB 57 PG 17
Instrument Date	Jun 24, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8734 CASEY JONES, 8734, SOUTHAVEN, MS 38672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 1940 Thomas St was $2,664.

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Horn Lake City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,664.00	$21,128 Land $2,700 Building $18,428	$140,853 Land $18,000 Building $122,853
2023	$2,300.00	$15,495	$103,299 Land $18,000 Building $85,299

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1940 Thomas St in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	32 (1978–2024)
Claims Outside the SFHA	12 of 32
Most Recent Claim	Dec 2024 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 4 claims Severe Storms, Tornadoes And Flooding, Nov 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1940 Thomas St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HORN LAKE WATER ASSOCIATION public/private · serves 12,735 people · EPA ID MS0170010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
C Spire Wireless Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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