1964 SW 3rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1964 SW 3rd St, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,080 sqft · built 1977
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Jul 2020)
Tax Bill	$4,731 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-35-0A00-00009-E000`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-35-0A00-00009-E000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,080 sqft Heated Area
Gross Area	4,306 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2009
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	103,673 sqft (2.38 acres)
Lot Dimensions	290 ft deep x 309 ft wide
Pool Area	512 sqft
Porch	Open Porch
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1964 SW 3RD ST
City	OKEECHOBEE
State	FL
Zip	34974-3978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FROM THE SE CORNER OF THE SW 1/4 OF NE 1/4 OF NE 1/4 OF SECTION 20, TOWNSHIP 37 SOUTH, RANGE 35 EAST, RUN SOUTH 8858'15" WEST
Legal Range	35E
Legal Township	37S
Legal Section	20
Legal Subdivision	THEN RUN
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3007
Census Tract	910601

Owner

Source: Okeechobee County records · APN 1-20-37-35-0A00-00009-E000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1964 SW 3RD ST, OKEECHOBEE, FL 34974-3978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Oct 08, 2014
Deed Document Number	2020007075
Record Updated	Jun 08, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jul 24, 2020
Property Address	1964 SW 3RD ST, OKEECHOBEE, FL 34974-3978
Document Number	0000007075
Instrument Date	Jul 23, 2020
Instrument	7075
Transaction Type	Transfer
Record Updated	Aug 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1964 SW 3RD ST OKEECHOBEE FL 349743978, OKEECHOBEE, FL 34974-3978

Mortgage

Document Number	7076
Date	Jul 24, 2020
Instrument	7076

Lender

Name	GENEVA FIN'L
Type	Funding / Finance Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,731.00 (-8.05%) Homeowner's exemption	$385,621 (+5.99%)	$510,632 (+3.99%) Land $104,880 Building $405,752
2023	$5,145.00 (+4.66%) Homeowner's exemption	$363,838 (+3%)	$491,058 (+21.75%) Land $73,340 Building $417,718
2022	$4,916.00 Homeowner's exemption	$353,241	$403,349 Land $67,220 Building $336,129

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,235 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.