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1110 SW 3rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1110 SW 3rd St, Okeechobee, FL 34974 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,944 sqft · built 2014
Lot Size0.325 acres (14,157 sqft)
OwnerIndividual Name on File
Last Sale$127,000 (Dec 2014)
Tax Bill$3,124 (2025)
Deeds & MortgagesJun 2022 Mortgage
Dec 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN3-21-37-35-0170-00060-0110

Property Details

APN / Parcel Number

Primary APN3-21-37-35-0170-00060-0110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,944 sqft Heated Area
Gross Area2,725 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area14,157 sqft (0.325 acres)
Lot Dimensions142 ft deep x 100 ft wide
PorchEnclosed Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1110 SW 3RD ST
CityOKEECHOBEE
StateFL
Zip34974-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSOUTHWEST ADDITION TO OKEECHOBEE (PLAT BOOK 2 PAGE 7) LOTS 11 & 12 BLOCK 6
Legal Range35E
Legal Township37S
Legal Section21
Legal SubdivisionSOUTHWEST ADDITION
Legal Block6
Legal Lot Number11,12 12
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group3
Census Block3011
Census Tract910601

Owner

Source: Okeechobee County records · APN 3-21-37-35-0170-00060-0110

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 08, 2022Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Dec 22, 2021Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU
May 08, 2018Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Sep 10, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Dec 05, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 19, 2014 · Amount on Record
Deed SaleDec 19, 2014 · Amount on Record
Prior SaleMay 11, 2012 · Amount on Record
Deed Document Number0007541010
Deed Book / Page754 / 1010
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003

Mortgage

Document Number0000007953
DateJun 08, 2022
Instrument2022007953
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003
Transaction TypeMortgage
Record UpdatedFeb 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000016255
DateDec 22, 2021
Instrument2021016255
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term61 Months
DueJan 01, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008070160
DateMay 08, 2018
Book Page0807/0160
Instrument2018006119
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2048

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003
Document Number0000009004
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedOct 13, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1110 SW 3RD ST OKEECHOBEE FL 349744003, OKEECHOBEE, FL 34974-4003

Mortgage

Document Number0000009004
DateSep 18, 2020
Instrument9004
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2050

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address1110 SW 3RD ST, OKEECHOBEE, FL 34974-4003
Document Number0000012599
Instrument DateDec 05, 2019
Transaction TypeMortgage
Record UpdatedJan 14, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1110 SW 3RD ST OKEECHOBEE FL 349744003, OKEECHOBEE, FL 34974-4003

Mortgage

Document Number0000012599
DateDec 12, 2019
Instrument12599
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 11, 2049

Tax Assessment & Valuation

Source: Okeechobee County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,124.00 (-11.45%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$207,519 (+5.99%)$347,004 (-1.57%) Land $35,000 Building $312,004
2023$3,528.00 (+2.59%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$195,797 (+3%)$352,545 (+23.13%) Land $25,000 Building $327,545
2022$3,439.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$190,094$286,329 Land $18,000 Building $268,329

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okeechobee County (12093C), updated July 16, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120939106013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims6 (2004–2012)
Claims Outside the SFHA6 of 6
Most Recent ClaimAug 2012, rainfall accumulation
Claims By Storm
  • Hurricane Wilma, Oct 2005 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 218 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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