Union County and Union Township property record for 1963 Ernst Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | built 1928 |
| Lot Size | 0.085 acres (3,711 sqft) |
| Owner | Individual Name on File |
| Last Sale | $259,000 (Jan 2004) |
| Tax Bill | $8,140 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-02209-0000-00010 |
| Primary APN | 19-02209-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 3,711 sqft (0.085 acres) |
| Lot Dimensions | 111 ft deep x 42 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 1963 ERNST TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-5443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2209 |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 33100 |
1963 Ernst Ter is owned and occupied by an individual who bought it in January 2004.
Source: Union County and Union Township records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1963 ERNST TER, UNION, NJ 07083-5443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2004 · Amount on File |
| Deed Sale | Jan 13, 2004 · Amount on File |
| Deed Book / Page | 5411 / 559 |
| Prior Transfer Date | Dec 27, 2003 |
| Prior Transfer Doc | 0054110559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 1963 ERNST TER, UNION, NJ 07083-5443 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0150330060 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 15033/60 |
| Instrument | 18721 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2031 |
The 2025 property tax bill for 1963 Ernst Ter was $8,140, up 4.3% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $34,900 (-) Land $13,700 Building $21,200 | $34,900 (-) Land $13,700 Building $21,200 | |
| 2025 | $8,140.00 (+4.35%) | $34,900 Land $13,700 Building $21,200 | $34,900 Land $13,700 Building $21,200 |
| 2024 | $7,801.00 | ||
| 2023 | $34,900 Land $13,700 Building $21,200 | $34,900 Land $13,700 Building $21,200 | |
| 2022 | $7,299.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1963 Ernst Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1963 Ernst Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 954 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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